The emergence of stablecoins is a growing concern for authorities worldwide including Indonesia as it could affect financial stability. Thus, if a central bank chooses to develop a central bank digital currency (CBDC) to tackle this problem, the design should conform to the country’s characteristics and consumer needs. This study draws on experts’ opinions from various economic agents and utilises an amalgamation of the analytic network process (ANP) and the Delphi method to show that the cash-like CBDC model is the most appropriate digital currency design for Indonesia, since it could enhance financial inclusion and reduce shadow banking in Indonesia.
Uji karakteristik kimia dilakukan untuk sampah organik bertujuan untuk mengetahui karakteristik awal dari sampah sebagai acuan teoritis pencampuran bahan untuk pengomposan sebagai alternatif pengolahan sampah organik. Kadar air sampah organik TPA Cipayung telah memenuhi kriteria yang baik untuk dijadikan kompos (65,23%), namun rasio C / N dari sampah organik TPA Cipayung (15,01) terlalu kecil dari kriteria yang disarankan sehingga memerlukan bahan campuran yang memiliki kadar C lebih tingi. Material terdaur ulang di TPA Cipayung telah banyak tereduksi baik kuantitas maupun kualitasnya akibat berbagai aktivitas seperti pemilahan di sumber, aktivitas pemulungan di sumber dan selama perjalanan ke TPA. Selain itu, material terdaur ulang di TPA Cipayung kondisinya sudah banyak yang rusak sehingga harga jualnya relatif lebih rendah.
This study aims to improve the understanding of the concepst of student in class X SMA through the development of student worksheets using an discovery learning model. This research is motivated because of the low concept of student from the material forms of social interactio. So a method is needed to overcome this problem. One of which is by using the discovery learning model. This type of research is research and devolopment. The development model is 4 D. Data collection techniques use research instrumens consisting of validation practicality and effectivenness of. This research was conducted on students of class x SMA Negeri 1 Suliki by obtaining productvalidity result in the high category. The product practicality test was carried out by distributing questionnaires to student by obtaining result in the practical category, the result of the study concluded tha the LKPD discovery learning model is feasible to use and can help improve the understanding of the concept of class x students.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.