<em>This study aims to determine the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Inflation, and Gross Domestic Product (GDP) on Non Performing Financing (NPF) on Islamic Commercial Banks in Indonesia for 2012-2016 Period. <em>The research method used in this study is quantitative research methods. The sample is 8 Sharia Commercial Banks which were previously determined by the purposive sampling method. Data collected in the form of quarterly financial reports for each Sharia Bank from 2012-2016. The analysis technique used is panel data regression. <em>The results showed that the Capital Adequacy Ratio (CAR) and Gross Domestic Product (GDP) had a negative and significant effect on Non Performing Financing (NPF) at Islamic Commercial Banks while the inflation and Financing to Deposit Ratio (FDR) variables had a negative and not significant effect on the level Non Performing Financing (NPF) at Islamic Commercial Banks.</em></em></em>
The role of entrepreneurship in the economy is an important economic driver by fostering entrepreneurial spirit, which can be trusted as a solution to limited job opportunities and reducing poverty. This study aims to explain the effect of entrepreneurship education on interest in entrepreneurship which is mediated by the entrepreneurial orientation of FEB Trisakti University students. Sampling using purposive sampling technique, total 288 respondents. The study used a quantitative approach, data was collected using the Structural Equation Model (SEM) methodology. The research findings are that there is a positive effect of entrepreneurship education on entrepreneurship orientation; entrepreneurial orientation has a positive influence on interest in entrepreneurship; there is no influence of entrepreneurship education on interest in entrepreneurship; and there is a positive influence of entrepreneurship education on interest in entrepreneurship indirectly through entrepreneurship orientation.
Entrepreneurship is an important economic driver by fostering an entrepreneurial spirit, which can be trusted as a solution to limited employment opportunities and poverty alleviation. Intrinsic Motivation is the key to the success of student in entrepreneurship. This study aims to explain the effect of entrepreneurship education and social norms on entrepreneurial intention which is mediated by the intrinsic motivation of student. Sampling using purposive sampling technique, a total of 108, with quantitative approach, data were collected using Structural Equation Model. The research findings are that there is no influence of entrepreneurship education on entrepreneurial intention; there is a positive influence of social norms on entrepreneurial intention; Intrinsic motivation can moderate the relationship between entrepreneurship education and entrepreneurial intentions; Intrinsic motivation can moderate the relationship between social norms and entrepreneurial intentions.
Peran wirausaha dalam perekonomian merupakan penggerak ekonomi yang penting dengan menumbuhkan jiwa wirausaha, yang dapat dipercaya sebagai solusi keterbatasan kesempatan kerja dan pengentasan kemiskinan. Menggali potensi diri dan motivasi intrinsk menjadi perhatian santri, karena sudah saatnya santri menentukan keberhasilannya sebagai pendakwah yang mempunyai kemampuan berwirausaha. Metode yang digunakan adalah metode partsipatif, yang dianalisis secara deskriptif kualitatif. Hasil penelitian menunjukkan bahwa secara umum peserta memiliki minat berwirausaha yang cukup tinggi, karena sudah dibentuk melalui ketrampilan, pengalaman serta budaya kewirauashaan dalam kegiatan di pondok pesantren. Akan tetapi masih belum optimal dalam menggali potensi diri serta pemahaman terkait pengetahuan kewirausahaan yang masih rendah.
<p dir="ltr"><span>Peranan Jasa Keuangan sangat penting keberadaannya di Indonesia mengingat mayoritas penduduknya 87% adalah muslim. Ironisnya masih banyak masyarakat yang belum memahami dan memanfaatkan akses jasa keuangan tersebut, yang disebabkan oleh </span><span> </span><span>faktor pendidikan, pengalaman, gender serta lokasi tempat tinggal yang cukup terpencil. Tujuan penelitian ini untuk mengetahui pemahaman pengusaha UKAMI terkait penerapan transaksi jual beli, pengelolaan usaha serta transaksi perdagangan yang dilarang yang berbasis pada nilai-nilai Islam. Metode pelaksanaan yang digunakan adalah metode partisipatif</span><span>yaitu menggali seluruh potensi dan masalah yang ada dan memberikan solusi untuk menyelesaikan masalah, serta mendorong peserta untuk berpikir positif, kreatif dan inovatif. Hasilnya menunjukkan bahwa umumnya peserta belum memahami bagaimana penerapan jual beli maupun praktek perdagangan yang dilarang yang berbasis nilai-nilai Islam. Sedangkan pemahaman penerapan dalam pengelolaan usaha secara islami sudah cukup baik, walaupun masih ada beberapa capaiannya yang masih rendah.</span><span>Perlu ditingkatkan pengetahuan dan kesadaran pada peserta secara konsisten dan terus menerus oleh pemerintah, lembaga Bank Syariah, para ulama dan cendikiawan terkait </span><span>penerapan transaksi jual beli,</span><span> pengelolaan</span><span> bisnis dan praktek bisnis yang dilarang </span><span>berbasis nilai-nilai Islam.</span></p>
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
hi@scite.ai
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.