Through this literature review, the authors explore financial education's relevance to urban society. They consider research measuring children's financial development by observing environmental influences that affect both financial learning and personal judgments. These conditions necessitate financial curricula addressing associated challenges. The authors recommend a cooperative rather than competitive financial education curriculum. Such a framework would employ student-centered instruction to create awareness of the societal consequences for financially based personal judgments related to financial differences.
The authors recognize that educators must consider the nature and consequences of technology's use in financial education. Pointing out that both technological presence and instructional methodology represent determinants of pedagogical appropriateness, the authors describe a study measuring whether socioeconomic elements influence educators' agreement with technology uses for financial education in grades K-4. While they find that settings (e.g. urban or rural) affect agreement with technology items, they call for further study to refine and clarify the associated relationships.
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