Investment is significant to prepare human needs in the future. To make investment decisions, investors will try to make their decisions as rationally as possible. However, one cannot deny that some irrational factors or biases also influence investment decision-making. This study examines financial literacy, risk attitude, and saving motives on disposition bias of mutual fund investors. The sample used is mutual fund investors, and the respondents themselves make decisions to sell or buy mutual funds. The total of respondents is 116 respondents. The regression method used in this study is binary logistic regression using SPSS software. This study found that financial literacy and risk attitude has a significant effect on disposition bias. Meanwhile, the variable saving motives have no considerable impact on disposition bias.
In this study, researchers examined how consumer decisions on purchases in e-commerce are particularly influenced by trust, attitudes and the ease of new shopping places. The data collection research was conducted using a questionnaire with 130 consumer respondents who had bought at ecommerce which would later be processed by Amos' Structural Equation Modeling (SEM). The study used four variables, thirteen dimensions and twenty-six indicators. The results showed that trust, convenience and attitudes influenced consumer decisions in buying e-commerce. The results also showed that trust had the greatest and most significant influence on consumer decisions to buy in e-commerce. So, it can be said that consumers buy because it is based on a sense of already trusting an e-commerce to make e-commerce crowded and buyers need to pay attention to improving their taste.
Pengelolaan keuangan merupakan hal yang penting bagi seseorang dalam mengatur pengeluaran dan pemasukan. Keseimbangan antara pemasukan dan pengeluaran memberikan benefit bagi seseorang dalam menentukan attitude, subjective norm, past behavior, dan perceived control terhadap budgeting intention. Sampel dari penelitian ini merupakan 100 mahasiswa yang berasal dari luar Surabaya yang berkuliah di Surabaya dan memiliki tempat tinggal di rumah kontrakan atau tempat tinggal kos-kosan. Pengumpulan data dengan menggunakan kuisioner berupa pernyataan tertutup melalui google form. Metode yang digunakan pada penelitian ini adalah metode asosiatif-kuantitatif. Analisa yang digunakan dalam penelitian ini adalah analisa Partial Least Square-Structural Equation Modelling (PLS-SEM) dengan dibantu program aplikasi SmartPLS. Hasil penelitian menunjukkan bahwa attitude, subjective norm, past behavior, dan perceived control berpengaruh positif signifikan terhadap budgeting intention mahasiswa.
Timeliness of accounting information publication can be affected by short and long audit delay. Some of the factors that may affect the length of audit delay are company size, internal control system and leverage. This research is testing the significance of the influence of the size of the company, internal control systems, and leverage against the audit delay. This research was conducted on the transportation services company listed on the Indonesia stock exchange during the years 2014 - 2017. With a purposive sampling method sampling and retrieved samples of as many as 28 companies from 45 companies. This research is using double linear regression technique. The results showed that company size variable has no significant effect on audit delay variable, internal control system variable significant negatif effect on audit delay variable, and leverage variable has no significant effect on audit delay variable.
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