Covid-19 has an impact on MSME business players in Indonesia. However, not all MSMEs with the pandemic and there are some MSME actors who are able to increase sales during the pandemic. This study aims to analyze the application of mix marketing during the pandemic so that MSMEs are able to increase sales volume in the era of the Covid-19 crisis. Using qualitative methods with a literature study approach and collecting secondary data along with content analysis. So the results of the study are implementing product and service quality, pricing in accordance with consumer conditions. Then the distribution channels are direct and indirect to the expedition and COD system. The promotion is using digital marketing media as a promotion to reach a wider range of consumers. By implementing a marketing mix during the pandemic, MSME businesses are able to record profits, even during the pandemic it can increase sales volume.
The development of a tourist village is part of the implementation of tourism that is directly related to services and requires collaboration with the village government and the tourism organizing community. One form of tourism development carried out by Bumdes is the tourism market tourism area in Pandesari Village, Pujon District, Malang Province. Currently, the condition of the Pandesari tourism market has not fully met the requirements as a tourist destination due to its less-than-optimal management. This activity aims to help the Pandesari tourism market regarding the use of digital marketing as a means of developing MSMEs. The community service stage consists of several stages, including1) creating social media, 2) implementing financial management practices, 3) inputting SOP files and cooperation agreements, 4) basic tourism training, 5) designing brochures, banners/posters. The results of the training and mentoring for the tourism market SMEs are: 1. The tourism market SMEs have social media. 2. The tourism market is starting to organize its finances properly 3. The tourism market already has SOP files and cooperation agreements, 4. The tourism market has brochures that are very attractive to visitors.
This study aims to analyze the determinants of financing in Islamic banking in Indonesia. The independent variables in the study are Third Party Funds (DPK), Return on Assets (ROA), Financing to Deposit Ratio (FDR), Minimum Capital Adequacy Requirement (KPMM), Non-Performing Financing (NPF_Gross), Against Islamic Commercial Banks in Indonesia. . The population used in this study were all Indonesian Islamic banking for the 2010-2020 period, namely 14 banks. The sample of this research is using 8 Islamic banking. With the sampling method, namely purposive sampling. The results of this study are that the third-party funds (DPK) have a positive and significant effect on Islamic bank financing. Return on Asset (ROA) has a negative and significant effect on Islamic bank financing. Financing to Deposit Ratio (FDR) has a positive and significant effect on Islamic bank financing. Minimum Capital Adequacy Requirement (KPMM) has a positive and insignificant effect on Islamic bank financing. Non-performing financing (NPF_Gross) has a negative and significant effect on Islamic bank financing.
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