Home ownership is often regarded as the preferred housing tenure; however, situations in parallel life-course careers might make moving to a rental home necessary or attractive to home owners. Retrospective data from the SHARELIFE survey were used to study the short-and long-term impact of situations and disruptions in the family and housing careers on leaving home ownership at middle (45-64) and older ages (65 -80) in Denmark, Sweden and the Netherlands. We found that directly after separation and widowhood, the likelihood of leaving home ownership was the greatest. However, more than 10 years after separation and widowhood, individuals were still significantly more likely to leave ownership than those in their first marriage. Furthermore, late first childbirth and early first-time home ownership were associated with lower chances of leaving home ownership. We conclude that situations and changes in family and housing careers have both a short-term and a long-term impact on the likelihood of moving out of home ownership.

Housing quality is known to be related to subjective well-being (SWB), but much less is known how this relationship varies with national contexts. This study addresses the association between housing tenure and housing quality on the one hand and the SWB of older Europeans on the other, given the differences in housing markets across Europe. Data from the Survey on Health, Ageing, and Retirement in Europe (SHARE) were used and linear regression models of SWB were estimated for 16 European countries. The findings indicate that being a renter is negatively related to SWB, while having a large house is positively associated with it. The negative effect of being a renter on SWB is small in several countries with accessible and well-regulated rental markets. Moreover, the difference in SWB between older people with a small and a large dwelling is somewhat smaller in countries with a high level of housing quality than in countries with lower housing quality. For each of our housing indicators, however, we also found countries for which the findings deviated from the general pattern. The findings imply that housing-market characteristics matter to how housing relates to SWB and, therefore, that housing-market interventions might affect this relationship.