Mobile money can facilitate financial inclusion in developing countries, which usually have high mobile phone use and steady remittance activity. Many countries in Latin America meet the minimum technological requirements to use mobile money, however, the adoption in this region is relatively low. This paper investigates the different factors that lead people in Latin America to distrust and therefore not adopt mobile money. For this purpose, we analyzed 27 mobile money applications on the market and investigated the perceptions that people in Latin America have of such interfaces. From our study, we singled out the interface features that have the greatest influence in user adoption in developing countries. We identified that for the Latin America market it is crucial to create mobile applications that allow the user to visualize and understand the workflow through which their money is traveling to recipients. We examined the significance of these findings in the design of future mobile money applications that can effectively improve the use of electronic financial transactions in Latin America.
Many educational strategies based on using games have been part of the teacher toolset for a long time. Within the teaching profession in Mexico it is a common practice to use traditional games and use them as part of the academic materials created by the teachers themselves (Mexican lottery, bingo, cards, etc.), in order to boost the engagement of the students into the learning process. Also, usage of smartphones by students has increased significantly, and therefore the potential of allowing educators to design their own digital games to teach something in particular. In this article we show the design, creation and personalization of a classical board game known as “memorama” to be used in a digital manner. The main idea is that a user (i.e. teacher) will define pairs of cards (question and answer) and these will form the deck of digital cards of the game. This game has potentially a high impact because it is customizable nature. This work was partially presented in XII Congreso de la Mujer en la Ciencia in poster track.
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