This study aims to analyze the differences in perceptions between customers of Bank Rakyat Indonesia, Bank Negara Indonesia, and Bank Mandiri regarding the use of the conversational user interface owned by each bank. This study used 58 respondents. By using the Kruskal Wallis technique, it can be concluded that there are differences in perceptions between customers of Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Mandiri who interact using the conversational user interface facility. Even though it is easy to use, the absence of recommendations from the community and family as well as concerns that the chatbot is unable to provide the right information and solutions can have implications for the reluctance of customers to use these facilities in the future

This study examined the effect of corporate governance mechanisms on intellectual capital disclosure and firm value. The corporate governance mechanism was proxied by the independent commissioner, audit committee, institutional ownership and managerial ownership variables. The population in this study is all manufacturing companies listed on the IDX in 2016-2018. The sample selection was carried out using purposive sampling method. The test results using path analysis show that in Model 1, the audit committee and managerial ownership have a positive effect on intellectual capital disclosure, while independent commissioners and institutional ownership have no effect on capital disclosure intellectual. The test results in Model 2 show that independent commissioners, audit committee, and intellectual capital have a positive effect on firm value, while independent commissioners and institutional ownership have no effect on firm value. The test results also show that intellectual capital disclosure mediates the effect of the audit committee on firm value. As expected, size and profitability as control variables show a positive effect on disclosure of intellectual capital and firm value.

This study aims to map the financial capabilities of provinces in Indonesia which are divided into five regions: 1. Java and Bali, 2. Sumatra, 3. Kalimantan, 4. Sulawesi, 5. Nusa Tenggara, Maluku and Papua. The provincial financial capability is measured by the amount of revenue and growth in local income, income and growth, and the contribution of local income to total revenue. The population in this study covers all provinces in Indonesia, amounting to 34 provinces with census data collection. The observation period from 2013 to 2015. Data analysis was carried out descriptively which included growth, contribution and source of local revenue. The results showed that there was an increase in provincial financial capacity in Indonesia as indicated by an increase in income from 2013 to 2015. The average province in the Java and Bali regions had the largest income compared to provinces in other countries. area. The next largest average income is Sumatra, Kalimantan. For 2013 and 2014 provinces in the Sulawesi region had greater average income from the Nusa Tenggara, Maluku and Papua regions. But in 2015 provinces in the Nusa Tenggara, Maluku and Papua regions were higher than the provincial income average in the Sulawesi region. Overall, provincial income in Indonesia shows an increase from year to year and its contribution to total income. On average in three years, the contribution of regional income to total provincial income in Indonesia is still low, even in 2015 there were still provinces which were categorized as very low (less than 25 percent), namely Maluku, North Maluku, Papua and West Papua. While those who have obtained a high category are only 1 province, namely DKI Jakarta.

Penelitian ini bertujuan untuk menganalisis pengaruh Keputusan Pendanaan, Kebijakan Dividen dan Agresivitas Pajak terhadap Nilai Perusahaan. Populasi dalam penelitian ini adalah perusahaan sektor properti dan real estate yang terdaftar di BEI tahun 2015-2019. Sampel perusahaan yang diperoleh dan memenuhi kriteria sebanyak 9 perusahaan dan data yang dapat diolah adalah 45 data laporan tahunan. Analisis data yang digunakan adalah statistik deskriptif, uji asumsi klasik, regresi linier berganda, dan pengujian hipotesis menggunakan program SPSS versi 21.0. Hasil uji parsial (uji t), Keputusan Pendanaan berpengaruh positif signifikan terhadap Nilai Perusahaan, Kebijakan Dividen berpengaruh positif signifikan terhadap Nilai Perusahaan, sedangkan Agresivitas Pajak tidak berpengaruh terhadap Nilai Perusahaan.

Tujuan  penelitian  ini  adalah  untuk  menguji  pengaruh  variabel  Solvabilitas,  Profitabilitas  dan Aktivitas terhadap Harga Saham Pada Perusahaan Perbankan yang Terdaftar Di IDX LQ45 Pada Bursa Efek Indonesia (BEI) tahun 2015-2019. Pemilihan sampel dengan menggunakan metode purposive sampling dan diperoleh 5 sampel perusahaan perbankan yang memenuhi kriteria. Analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan variabel Debt to Equity Ratio tidak berpengaruh terhadap Harga Saham, variabel Return On Assets tidak berpengaruh terhadap Harga Saham, dan variabel Price Earning Ratio berpengaruh terhadap Harga Saham. Secara simultan DER, ROA dan PER berpengaruh terhadap Harga Saham.