This article discusses the protection of customer deposits of PT. Bank Perkreditan Rakyat (BPR, rural bank) Mustika Utama Kolaka. This type of research is descriptive and qualitative with data collection methods using observation, interviews, and documentation. The research data is categorized into primary data and secondary data, processed and analyzed through data reduction steps, data presentation, and conclusion drawing with an analytical descriptive approach. The results showed that the procedure carried out by the Financial Services Authority (OJK) in the process of expiring PT. BPR Mustika Utama Kolaka's license was to carry out direct and indirect supervision of the bank. OJK after declaring its business license revoked, the handling of customer deposit protection is carried out based on the procedures established by the Indonesia Deposit Insurance Corporation (IDIC) by referring to Law Number 21 of 2011 concerning the Financial Services Authority. On the other hand, in terms of the legal construction of conflict resolution between customers and the bank, it prioritizes steps to acculturate local wisdom and actualize legal culture in the local community.
Islamic law studies have encountered several contemporary issues. Islamic law is expected to contribute toward current problems faced by modern society. Therefore, ideally, studies of Islamic law should be developed through a transdisciplinary approach. This should be carried out through the theocentric paradigm integration framework and anthropocentric Islamic law. It is known that Islamic law initially came from the revelation (Qur’an and hadith), and that it aims for the benefit of humans. In its construction, Islamic law enforces the foundation of the principle of Tauhid and is developed through humanism principles such as humanity, fairness, equality and tolerance. From this perspective, the transdisciplinary approach should be taken into account in the studies of Islamic law. This paper elaborates on the development of contemporary Islamic law studies through a transdisciplinary approach from the perspective of formal and material objects. The results affirmed that contemporary Islamic law studies need to combine normative and empirical approaches, and textual and contextual analysis based on maqasid al-syariah. To be relevant to the needs of people and social issues, Islamic law should be integrated with other sciences. Only with this method can Islamic law help to effectively and comprehensively solve social problems and become a law that is rahmatan lilalamin. Keywords: transdisciplinary approach, Islamic law, normative-empirical, holistic, Maqasid al-Syariah
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