Since the occurrence of the COVID-19 pandemic at the end of 2019 until now, the world is threatened with a food crisis, including in Indonesia. The food crisis occurs as a result of the uncertainty of when the pandemic will end. This situation made the Indonesian government start to include food security as a priority program of the government. One of the food security programs declared by the Ministry of Agriculture is the food production and consumption program. Diversification of food production and consumption is the diversification of the types of food consumed and produced with the aim of improving the quality of human resources, developing agriculture in the food sector and improving community nutrition. In this regard, Anaka Village, Kawalu Sub-district is one of the areas in Tasikmalaya that has Moringa farming products, but the community around the plant only uses these agricultural products to make home-cooked food. Therefore, the purpose of this community service program is to provide knowledge and training regarding the production and consumption of Moringa Oleiferainto Moringa leaf extract capsules with the hope that the community will be able to take advantage of the maximum Moringa crop yields and can have business opportunities to generate new sources of income to survive. living in the midst of a food crisis.
Since the occurrence of the COVID-19 pandemic at the end of 2019 until now, the world is threatened with a food crisis, including in Indonesia. The food crisis occurs as a result of the uncertainty of when the pandemic will end. This situation made the Indonesian government start to include food security as a priority program of the government. One of the food security programs declared by the Ministry of Agriculture is the food production and consumption program. Diversification of food production and consumption is the diversification of the types of food consumed and produced with the aim of improving the quality of human resources, developing agriculture in the food sector and improving community nutrition. In this regard, Anaka Village, Kawalu Sub-district is one of the areas in Tasikmalaya that has Moringa farming products, but the community around the plant only uses these agricultural products to make home-cooked food. Therefore, the purpose of this community service program is to provide knowledge and training regarding the production and consumption of Moringa Oleiferainto Moringa leaf extract capsules with the hope that the community will be able to take advantage of the maximum Moringa crop yields and can have business opportunities to generate new sources of income to survive. living in the midst of a food crisis.
This study aims to determine the effect of the ratio of bad debts to the financial performance of BPR and to know the effect of liquidity on the financial performance of rural banks. This study is intended to obtain certainty about the factors that are suspected to affect the financial performance of banks. The subject of this research is BPR because BPR is the bank closest to SME. The ratio of non performing loans is measured by NPL, liquidity is measured by LDR and financial performance is measured by ROE. The period of this study from 2011 to 2016 with quarterly data using multiple regression. The results showed that NPL did not affect the financial performance of BPR and LDR have a positive effect on the financial performance of BPR.Keywords:NPL; LDR; ROE. Penelitian ini bertujuan untuk mengetahui pengaruh rasio kredit macet terhadap kinerja keuangan BPR serta mengetahui pengaruh likuiditas terhadap kinerja keuangan BPR. Penelitian ini dimaksudkan untuk memperoleh kepastian mengenai faktor-faktor yang diduga berpengaruh terhdap kinerja keuangan bank. Subjek penelitian ini adalah BPR dikarenakan BPR adalah bank yang paling dekat dengan UKM. Rasio kredit macet diukur dengan NPL, likuiditas diukur dengan LDR dan kinerja keuangan diukur dengan ROE. Periode penelitian ini dari tahun 2011 sampai 2016 dengan data triwulanan menggunakan regresi berganda. Hasil penelitian menunjukkan bahwa NPL tidak berpengaruh terhadap kinerja keuangan BPR dan LDR berpengaruh positif terhadap kinerja keuangan BPR.Kata Kunci: NPL; LDR; ROE.
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