MSMEs in Indonesia are expected to be able to face competition in the era of industrial revolution 4.0. However, there are many problems and obstacles in competitiveness, especially facing global competition, including access to capital, access to information and technology, access to organization and management, and access to business networks and partnerships. Besides, it is often difficult for them to get additional capital through banks or other lenders to increase their business scale. Moreover, a lack of financial and digital literacy causes the low validity of MSMEs' data to lenders. The adoption of blockchain technology is one of the considerations to minimize these MSMEs problems. Meanwhile, this technology is still relatively new to be applied to MSMEs but positively impacts the future. This study aims to measure and analyze MSMEs' readiness in using blockchain technology on a business scale with the TRAM model. This model integrates the Technology Readiness Index (TRI) and Technology Acceptance Model (TAM) models. This study aims to test several variables, including TRI, perceive ease of use, perceive ease of usefulness, attitude toward, and intense use of blockchain technology. Data processing uses the partial least square path modelling (PLS-PM) method. The results showed that TRI was significant on perceived ease of usefulness and perceived ease of usefulness. Then, perceive ease of use is significant towards perceive ease of usefulness and intention to use. Besides, perceive ease of usefulness is significant for attitude. The attitude toward variable is significant for the intention to use in the acceptance of blockchain technology.
MSMEs have a sufficiently large role and become the strength of the Indonesian economy. However, MSMEs often experience obstacles in competitiveness, especially in facing global competition, including the access to capital, information and technology, organization and management, as well as to business networks and partnerships. The adoption of blockchain technology is one of the considerations to minimize the MSMEs' problems. This is because this technology can provide benefits for MSMEs, such as increasing cost efficiency, increasing profit and minimizing the role of intermediaries, as well as increasing the competitiveness. This study aims to measure and analyze the readiness of MSMEs in using blockchain technology, before this technology is applied in Indonesia in the MSME sector. Investigations to see the readiness of MSMEs in using blockchain technology with the TRAM model approach is developed by adding a variable, that is perceived risk. This model is an integration of the Technology Readiness Index (TRI) and Technology Acceptance Model (TAM), as well as the addition of variables of perceived risk and intention-to-recommend in this study. Data processing will use the Partial Least Square Path Modeling (PLS-PM) method. The results of this study will show the influence of the variables in this research model.
Purpose: to identify the need of cellular phones for elderly users. Design/methodology/approach: Methodology is done through literature reviews from the relevant literature. Findings: The results of the study are that the elderly people have obstacles experience to the use of technology because physical and cognitive decline and lack of experience in using technology. Research limitations/implications: This study only identified the elderly as a whole, whereas the elderly had three types, namely the elderly group (55-65 years), the elderly group (65 years and over), and the high-risk elderly group which namely the elderly over 70 years of age. Practical implications: Research results can be input for cellular phone designers to make user friendly cellular phone.
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