Komplekse transaksies tussen vreemde partye vind daagliks in die moderne wêreldekonomie plaas. Aangesien die afwesigheid van vertroue ’n struikelblok vir handel is, noodsaak dit meganismes om vertroue tussen partye te bewerkstellig, wat gelei het tot die ontwikkeling van vertrouensinstansies soos banke en versekeringsmaatskappye (Warburg 2016).
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