<p>Penelitian membahas peran komunitas bisnis Syariah dalam mengembangkan bisnis Syariah di Tengah Pandemi Covid-19. Tujuan dari penelitian ini adalah untuk mengetahui dan menjelaskan strategi komunitas dalam mengembangkan bisnis syariah dan mempertahankan nilai-nilai syariah dalam bermuamalah selama Pandemi Covid-19. Dengan subjek penelitian menggunakan sebelas responden yang terdiri dari pendiri, pengurus dan anggota komunitas pengusaha muslim di Wilayah Yogyakarta. Peneliti menggunakan jenis penelitian kualitatif dan pendekatan yang digunakan adalah metode penelitian kasus (<em>case study</em>), penelitian yang mendalam tentang individu, kelompok, institusi dan sebagainya dalam waktu tertentu. Pengumpulan data dengan cara mewawancarai pengurus dan anggota komunitas serta mengumpulkan dokumen-dokumen literatur tentang mempertahankan bisnis syariah di tengah Pandemi. Berdasarkan penelitian ini menunjukkan bahwa komunitas Jogja Muslimah Preneur (JMP) memberikan peran dalam bentuk pemberian fasilitas berupa kegiatan-kegiatan dan <em>event-event </em>yang berguna untuk menambah wawasan, meningkatkan kemampuan daya saing, dan melihat peluang dari sudut pandang yang berbeda. Komunitas juga berperan mempertahankan nilai-nilai syariah yang harus dijaga dalam berbisnis meskipun dalam keadaan sulit seperti pandemi Covid-19 saat ini. Dengan segala keterbatasan penelitian yang dihadapi, pelajaran penting dari penelitian ini dapat digunakan sebagai referensi untuk wilayah lain yang ingin mendirikan komunitas pengusaha muslimah dengan tetap mempertahankan nilai-nilai syariah yang sebenarnya.</p><p><strong><br /></strong><em></em></p>
Waqf management is an important part in determining the economic progress of the people, including in a Muhammadiyah community organization. However, research related to waqf in Muhammadiyah is still smallThe purpose of this research is to find out the management of productive waqf in the Muhammadiyah Surakarta City Waqf and Assets Regional Leadership Council and to find out the obstacles experienced by the Surakarta City Muhammadiyah Regional Waqf and Asset Management Council in carrying out productive waqf activities. The research method used is descriptive qualitative. The types of data used are primary and secondary data. Primary data were obtained through interviews with three parties to the Surakarta City Waqf Welfare Council, two waqifs, and four waqf building administrators. The results of this study indicate that the management of productive waqf at the PDM Waqf Property Council of Surakarta City has been running according to the terms and pillars specified. According to Islamic law, the waqf process at the time of the contract for the transfer of waqf property is also carried out, namely by bringing two witnesses, reading the waqf pledge guided by PPAIW. The last stage is the issuance of waqf certificates as property belonging to the association. However, in this study, it was found that the obstacles experienced by the Waqf Wealth Council of PDM Surakarta City were the lack of public understanding of productive waqf so that it could cause waqf activities to run less than optimally. Another obstacle is financial problems because finance has an essential role in carrying out waqf activities. This study can be a reference for waqf institutions to prepare long-term strategies to deal with these obstacles.Pengelolaan wakaf merupakan bagian penting dalam menentukan kemajuan ekonomi umat termasuk dalam sebuah organisasi masyarakat Muhammadiyah. Namun demikian, penelitian terkait wakaf di Muhammadiyah masih berjumlah sedikit. Tujuan dari penlitian ini adalah untuk mengetahui pengelolaan wakaf produktif pada Majelis Wakaf Dan Kehartabendaan Pimpinan Daerah Muhammadiyah Kota Surakarta serta untuk mengetahui kendala yang dialami Majelis Wakaf Dan Kehartabendaan Pimpinan Daerah Muhammadiyah Kota Surakarta dalam melaksanakan kegiatan wakaf produktif. Metode penelitian yang digunakan adalah kualitatif deskriptif. Jenis data yang digunakan adalah data primer dan sekunder. Data primer diperoleh melalui wawancara kepada tiga pihak Majelis Wakaf Kehartabendaan PDM Kota Surakarta, dua orang pewakif, dan empat pengurus bangunan wakaf. Hasil dari penelitian ini menunjukkan bahwa pengelolaan wakaf produktif pada Majelis Wakaf Kehartabendaan PDM Kota Surakarta sudah berjalan sesuai dengan syarat dan rukun yang ditentukan. Proses perwakafan pada saat akad penyerahan harta benda wakaf juga dilakukan sesuai syariat Islam yaitu dengan membawa dua orang saksi, pembacaan ikrar wakaf dipandu oleh pihak PPAIW, kemudian tahap terakhir yaitu penerbitan sertifikat wakaf menjadi harta benda milik persyerikatan. Namun dalam penelitian ini ditemukan kendala yang dialami Majelis Wakaf Kehartabendaan PDM Kota Surakarta yaitu kurangnya pengertian masyarakat mengenai wakaf produktif sehingga dapat menyebabkan kegiatan perwakafan berjalan kurang maksimal. Kendala lainnya yaitu masalah keuangan, karena keuangan memiliki peran penting dalam menjalankan kegiatan perwakafan. Hal tersebut dapat menjadi referensi bagi Lembaga perwakafan untuk mempersiapkan strategi-strategijangka Panjang untuk menghadapi kendala-kendala tersebut.
In Indonesia, digital banking is advancing at a fast pace. As the law regulating it is incompatible with the current digital banking, it is necessary to establish new law capable of adapting to the development of digital banking because of the high number of digital account break-ins experienced by customers due to a lack of adequate regulations such as the law governing digital banking. Since digital banks are regulated in the Financial Services Authority (FSA) regulations, they have been unable to address risk issues due to insufficient binding force. This study employed a normative approach by collecting data: library research and discussions. The study's findings indicate the governance of digital banks has flaws: vulnerability to identity theft, online crime, malware assaults, and the inability in accessing by all parties. Regulations governing personal data protection are largely outlined in Article 26 of Law No. 19 of 2016. This rule does not go into depth about personal data security in digital banking governance, thus it can lead to multiple interpretations. Subsequently, Law No. 10 of 1998 on financial is a banking regulation based on conventional not digital. Therefore, these two regulations are incompatible with digital banking governance in protecting personal data and giving legal clarity. Regulations No. 12/FSAR.03/2021, No. 13/FSAR.03/2021, and No. 14/FSAR.03/2021 regulate digital banking. These provisions have flaws: the ease of obtaining licenses, emphasizing administrative punishments, lack of binding force, and the absence of regulations governing personal data protection in digital banking governance in Indonesia. Therefore, it is urgent to regulate personal data in one specific law.
<p><em>This study is to find out about the practice of the reseller system at Beteng Trade Center and to find out the implementation of Islamic business ethics on the reseller system at Beteng Trade Center and its relevance in the Consumer Protection Act (UUPK). Primary data sources were obtained through interviews with two suppliers, ten resellers, and three consumers. This study's secondary data sources were obtained from various literature, laws, and regulations. This study shows that the reseller system mechanism at Beteng Trade Center uses an indirect distribution strategy and has met the requirements of the reseller system. The implementation of Islamic business ethics on the reseller system has fulfilled the rights of consumers and the obligations of business actors following the principles of Islamic business ethics in the form of honesty, fairness, trustworthiness, openness, and no element of fraud. Consumer protection in the reseller system at Beteng Trade Center is by UUPK because it meets the rules of UUPK Article 4 No 8, Article 4 letter D, Article 7 letter F and Article 7 letter D regarding consumer protection. This research can be a reference for managing reseller systems and applying Islamic business ethics associated with consumer protection laws. This research contributes to the analysis of Islamic business ethics in the application of the reseller system and the study of related consumer protection laws.</em></p>
This study aims to find out how the concept and management of Telaga Alam swimming pools and how Telaga Alam swimming pools apply the DSN-MUI fatwa. The research method used is qualitative and descriptive. The types of data used are primary and secondary data. Primary data were obtained through interviews with the pool manager and one pool employee and three swimming pool visitors. The secondary data was obtained through literature related to the concept and management of swimming pools. The results of this study indicate that the concept and management of the Telaga Alam swimming pool has several facilities in it such as a separate swimming pool for men and women, a canteen that provides halal food and drinks, and other facilities such as: pavilion, and a therapy pool. fish. However, there needs to be an improvement in the management of the Telaga Alam swimming pool to meet halal aspects, as regulated in the DSN-MUI for example the separation of fish therapy pools between men and women as well as providing proper worship facilities. Thus, this research is expected to provide an overview of the concept and management of halal tourism in the Telaga Alam swimming pool area or in other areas in accordance with Sharia or the DSN-MUI fatwa.
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