Late-life loss of independence in daily living is a central concern for the aging individual and for society. The implications of increased survival to advanced age may be different at the population level than at the individual level. Here we used a longitudinal multiassessment survey of the entire Danish 1905 cohort from 1998 to 2005 to assess the loss of physical and cognitive independence in the age range of 92 to 100 years. Multiple functional outcomes were studied, including independence, which was defined as being able to perform basic activities of daily living without assistance from other persons and having a MiniMental State Examination (MMSE) score of 23 or higher. In the aggregate, the 1905 cohort had only a modest decline in the proportion of independent individuals at the 4 assessments between age 92 and 100 years: 39%, 36%, 32%, and 33%, with a difference between first and last assessment of 6% [95% confidence interval (CI), ؊1-14%]. For participants who survived until 2005, however, the prevalence of independence was reduced by more than a factor of 2, from 70% in 1998 to 33% in 2005 (difference, 37%; 95% CI, 28 -46%). Similar results were obtained for the other functional outcomes. Analyses of missing data resulting from nonresponse and death suggest that the discrepancy between the population trajectory and the individual trajectory is caused by increased mortality among dependent individuals. For the individual, long life brings an increasing risk of loss of independence. For society, mortality reductions are not expected to result in exceptional levels of disability in cohorts of the very old.centenarians ͉ nonagenarians ͉ survival ͉ independence T he oldest-old is the fastest growing segment of the population in the Western world, and the increase results mainly from a reduction in mortality rates among the oldest-old (1). There has been a longstanding debate within gerontology as to whether longer life is associated with a ''compression of morbidity'' (2), an ''expansion of morbidity'' (3, 4), or a combination of both, with an increased prevalence of chronic diseases counterbalanced by a decrease in the severity and consequences of the same diseases (5). The evidence supporting these different perspectives is mixed, perhaps because of differences in research settings (e.g., cohorts, countries, and ethnicities) and methodology (e.g., response rates and assessment instruments) (6-8). Nonetheless, there are accumulating data that the prevalence of chronic disability is decreasing among the elderly (6, 9). Although there is evidence that successive cohorts are living not only longer but also better (10-13), there still is considerable concern, both at the individual and societal level, that an extension of life into the highest ages in any birth cohort of elderly, now or in the future, will be accompanied by very high rates of loss of independence, with great personal and societal costs. Cross-sectional data indicate that dependency is considerably more prevalent in the oldest-old than in the ...