Utaut Approach Application to Analyze the Determinants of Fintech Market Aggregator User Satisfaction

Regina, Theodora; Kurniasari, Florentina; Utomo, Prio

doi:10.4108/eai.1-10-2020.2304934

Cited by 5 publications

(1 citation statement)

References 13 publications

(20 reference statements)

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“…Artinya, harapan usaha (EE) berpengaruh signifikan terhadap niat penggunaan Bareksa (BI), baik itu harapan akan kemudahan dalam memahami aplikasi Bareksa maupun harapan akan kemudahan untuk mempelajari aplikasi Bareksa terhadap niat penggunaan (Behavioral Intention). Hal ini sejalan dengan penelitian terdahulu pada Fintech Market Aggregator (FMA) yang menyatakan bahwa penggunaan yang lebih mudah, ketersediaan layanan pelanggan, dan fitur yang mudah diakses menjadi alasan utama mengapa pengguna menggunakan layanan FMA (Regina et al, 2021).…”

Section: Pengaruh Effort Expectancy (Ee) Terhadap Behavioral Intentio...unclassified

Analisis Penerimaan Pengguna terhadap Financial Technology Bareksa Menggunakan Model UTAUT

Maulana,

Khasanah,

Yusuf

2023

JMP

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<em>Financial Technology (Fintech) is a set of financial services, tools, platforms, and ecosystems that make financial products and services easier and cheaper to access. One example of the application of Fintech in financial transactions is Bareksa. User acceptance of Bareksa may be influenced by various factors, to find out more about that, this research was carried out. The purpose of this study is to find out how the perception of user acceptance and what factors influence users to use Bareksa. This study uses the Unified Theory of Acceptance and Use of Technology (UTAUT) model as the theoretical basis. The population and sample in this study were Bareksa users and the sampling technique used was quota sampling by obtaining 120 pieces of data. The research method uses Structural Equation Modeling (SEM) with the bootstrap technique because the processed data is not normally distributed. The results of this study are user acceptance of Bareksa is influenced by factors of Business Expectations and Behavioral Intentions, while the factors of Performance Expectations, Social Influences, and Facility Conditions do not affect user acceptance to use Bareksa.</em>

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Section: Pengaruh Effort Expectancy (Ee) Terhadap Behavioral Intentio...unclassified

Analisis Penerimaan Pengguna terhadap Financial Technology Bareksa Menggunakan Model UTAUT

Maulana,

Khasanah,

Yusuf

2023

JMP

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The Impact of carbon emissions on market performance: fintech versus non-fintech

Najaf,

Ali,

Asiaei

et al. 2024

Electron Commer Res

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This study aimed to examine the impact of Scope 3 carbon emissions on market performance and the moderating effect of financial technology (fintech) on this particular relationship. Empirical data on Scope 3 carbon emissions from 2010 to 2022, which covered both fintech and traditional (non-fintech) financial firms, were collected from Bloomberg. All data were subjected to ordinary least squares (OLS) regression. Generalised method of moments (GMM) was performed to deal with potential endogeneity issues. The significant negative relationship between Scope 3 carbon emissions and market performance in this study implied investors’ concerns about the environmental impacts. With the noticeably lower carbon emissions, indicating the adoption of an eco-friendly orientation, fintech financial firms demonstrated positive relationship between their market performance and Scope 3 carbon emissions. Meanwhile, the results revealed otherwise for non-fintech financial firms. It is recommended for future research to consider the qualitative approach, such as structured or semi-structured interviews, to further validate the quantitative results of the current study. This study demonstrated the significant role of fintech financial firms in environmental stewardship, specifically with their markedly lower Scope 3 carbon emissions. Their approaches and practices can benefit ESG implementors in designing and implementing more effective and responsible operational models. Despite the current global challenges, particularly after the COVID-19 pandemic and the growing environmental awareness and concerns, this study commended the sustainable approaches of fintech financial firms, which served as a benchmark for ESG initiatives. This can potentially boost their ESG ratings and market standing. To date, the relationship between Scope 3 carbon emissions and market performance and the moderating role of fintech on this relationship have remained underexplored, which were addressed in the current study.

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Behavioral intention to adopt FinTech services: An extension of unified theory of acceptance and use of technology

Bajunaied¹,

Hussin²,

Kamarudin³

2023

Journal of Open Innovation: Technology, Market, and Complexity

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Utaut Approach Application to Analyze the Determinants of Fintech Market Aggregator User Satisfaction

Cited by 5 publications

References 13 publications

Analisis Penerimaan Pengguna terhadap Financial Technology Bareksa Menggunakan Model UTAUT

Analisis Penerimaan Pengguna terhadap Financial Technology Bareksa Menggunakan Model UTAUT

The Impact of carbon emissions on market performance: fintech versus non-fintech

Behavioral intention to adopt FinTech services: An extension of unified theory of acceptance and use of technology

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