/ A model based on the KLS factors of the Universal Soil Loss Equation (USLE) accurately predicted temporal dynamics and relative peak levels of suspended solids, turbidity, and phosphorus in an agricultural watershed with well-protected streambanks and cultivation to the stream edge. Fine suspended solids derived from surface runoff appeared to be a major component of the suspended solids in this stream. The model did not predict the same parameters in a watershed with unstable channel substrates, exposed streambanks, and heterogeneity in riparian vegetation and channel morphology. The rate of increase in concentration of the water quality parameters was higher than predicted in areas without riparian vegetation and with unstable substrates. Peak levels were higher than predicted where unstable channel substrates occurred, and potential energy of the stream was high because of stream alterations (removal of near-stream vegetation and creation of a uniform, straight channel). Timing of the peak levels of suspended solids, turbidity, and phosphorus in these areas seemed related to major flushes of discharge due to delayed inputs from the surface or subsurface or both or to rapid urban drainage. Higher suspended solids concentration in this stream seemed to involve larger quantities of large particles.Thus, the USLE may not adequately predict relative water quality conditions within a watershed when variation in channel morphology and riparian vegetation exists. We make the following recommendations:1. Models to predict water quality effects of management programs should combine a terrestrial phase (which details hydrologic and erosion processes associated with surface runoff) with an aquatic phase (which details hydrologic processes of scour and sediment transport in channels). The impact of near-channel areas on these hydrologic processes should receive special attention.2. Sampling schemes should be designed to account for the impact on water quality of both watershed land surface and inand near-channel processes. In order to help distinguish sources of suspended solids, researchers should emphasize analysis of size distribution of particles transported.3. Best management systems for improving the broadest range of water resources in agricultural watersheds need to be based on an expanded "critical area" approach, which includes identification of critical erosive and depositional areas in both terrestrial and aquatic environments.A major societal focus of the last decade in the United States was to decrease nonpoint pollution from agricultural watersheds. Most efforts in this area concentrated on determining gross soil erosion from a watershed using the universal soil loss equation (USLE). Identification of critical erosive areas and treatment with traditional soil conservation practices has commonly been the major objective (Soil Conservation Society of America 1977; Lake and Morrison 1977;Miller et al. 1979).However, the USLE provides an indication of gross soil loss and not net contributions to the s...