Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi

Margaretha, Farah; Pambudhi, Reza Arief

doi:10.9744/jmk.17.1.76-85

Cited by 138 publications

(184 citation statements)

References 8 publications

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“…Chinese ethnic students, who live on campus, and who studied at private colleges tend to be less financial [18]. Results of the calculations of SPSS show that GPA, and the income of parents have significant positive influence on financial behaviour, this is in line with research that was conducted by Margaretha and Pambudhi, with result reveals that there is the influence of gender, age, GPA, and the income of parent's income toward the financial behaviour [19]. For the calculation shows that the education of parents have significant positive influence on financial behaviour, Student Financial Literacy (CSFLS) shows that the perceived influence of parents has a direct influence and significant on financial behaviour, have no effect on financial knowledge, and have an indirect influence and significant on financial behaviour, mediated through the financial behaviour [20].…”

Section: Discussionsupporting

confidence: 69%

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

Ahmaddien¹,

Abdi²,

Trisnawati³

et al. 2019

Proceedings of the First International Conference on Administration Science (ICAS 2019)

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Students must have good knowledge, attitudes, and behaviour in managing personal finance so that there is no failure in managing finances. The purpose of this study was to look at the determinants of the financial behaviour of bachelor students in the Faculty of Economics. The research sample was 100 Economy Faculty students who were still actively studying. Data collection using questionnaires via google form and testing using Logistic Regression with SPSS Version 24. The sampling method uses convenience sampling. The results showed that age, gender, GPA, residence, parental education and parental income, work experience had a significant effect on financial behaviour academic ability. The findings of this study indicate that financial literacy is a determinant of financial behaviour.

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Section: Discussionsupporting

confidence: 69%

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

Ahmaddien¹,

Abdi²,

Trisnawati³

et al. 2019

Proceedings of the First International Conference on Administration Science (ICAS 2019)

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“…If someone has good financial management, as well as being wise and clever, that individual will be disciplined in financial planning, which is useful in supporting individual finances for both the short and long term. According to Suryanto (2017) and Margaretha & Pambudhi (2015), increasing financial knowledge is not a guarantee for individuals to be able to properly manage their finances. The difficulty of controlling personal expenses can cause these individuals to not be able to save.…”

Section: F Effect Of Financial Literacy On Financial Behaviormentioning

confidence: 99%

Financial Literacy, Financial Attitude, and Financial Behavior of Young Pioneering Business Entrepreneurs

Sugiyanto¹,

Radianto²,

Efrata³

et al. 2019

Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)

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This study aims to determine the level of financial literacy and the effect of financial literacy and financial attitude on the financial behavior of young entrepreneurs. This study uses a survey method and a combination of data analysis that uses descriptive analysis to calculate the level of financial literacy and multiple regression analysis. The results of the study show that the financial literacy of young pioneering business entrepreneurs is in the moderate category, financial literacy does not affect the financial behavior of young pioneering business entrepreneurs, and financial attitude affects the financial behavior of young pioneering business entrepreneurs.

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“…Beberapa studi literasi keuangan pada mahasiswa di Indonesia telah dilakukan. Misal Margaretha & Pambudhi (2015) dan Mendari & Kewal (2013) menganalisis tingkat literasi keuangan mahasiswa S1 Ekonomi. Herawati (2015) melakukan penelitian mahasiswa Fakultas Ekonomi dan Bisnis UNDHIKSA.…”

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“…al., (2010), yang menunjukkan terdapat perbedaan tingkat literasi berdasarkan IPK mahasiswa. Begitu juga dengan studi yang dilakukan olehMargaretha & Pambudhi (2015), yang menyatakan bahwa IPK mahasiswa mempengaruhi tingkat literasi keuangan. Semakin tinggi IPK mahasiswa, maka literasi keuangan juga semakin baik.…”

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Analisis Perbedaan Tingkat Literasi Keuangan Antara Mahasiswa Fakultas Ekonomi Dan Mahasiswa Fakultas Non-Ekonomi

Kusumawardhani

Cahyani

Ningrum

2020

MIX

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Abstrak. Penelitian ini bertujuan untuk menguji tingkat literasi keuangan mahasiswa dan karakteristik demografis yang mempengaruhinya. Responden penelitian sejumlah 444 mahasiswa yang berasal dari Fakultas Ekonomi (FE) dan Non Fakultas Ekonomi (Non-FE) di sebuah universitas swasta (PTS) di Yogyakarta. Penelitian ini menggunakan kuesioner dengan indikator literasi keuangan meliputi: basic personal finance, manajemen uang, utang dan kredit, tabungan dan investasi serta manajemen resiko. Metode analisis data menggunakan statistik deskriptif, uji beda, regresi probit dan tobit. Hasil statistik deskriptif menunjukkan tingkat literasi keuangan mahasiswa relatif rendah, yakni sejumlah 37.79%. Terlebih, hasil studi menunjukkan adanya perbedaan literasi keuangan mahasiswa FE dan Non FE serta tahun angkatan. Literasi keuangan paling tinggi dimiliki oleh mahasiswa FE dengan tahun angkatan 2016. Hasil regresi probit dan tobit menunjukkan tahun angkatan dan disiplin ilmu berpengaruh terhadap literasi keuangan. Implikasi penting dari hasil penelitian adalah peran universitas melalui perumusan kurikulum pembelajaran dibutuhkan untuk meningkatkan pemahaman literasi keuangan mahasiswa, khususnya pada aspek tabungan dan investasi.Abstract. This study examines financial literacy of undergraduate students of a private university in the city of Yogyakarta. The study also investigates demographic factors such as gender, year of enrolment, GPA, major of the study that influence financial literacy. Respondents are 444 students from 5 different faculties. Questionnaires used in the study to collect data on financial literacy indicators that consist of basic personal finance, money management, debt and credit, savings and investment as well as risk management. To analysis the collected data, descriptive statistics, t test, probit and tobit regressions were employed. Descriptive statistic show that the level of student financial literacy is relatively low i.e. 37.79%. T test shows that faculty of economics (FE) students and non-FE students possess different level of financial literacy. The highest level of financial literacy is shown by FE students from 2016 year of enrollment. While, probit and tobit regression shows that year of enrollment and major of the study positively influence financial literacy. An important implication of the study finding is that the role of the university through the formulation of a learning curriculum is needed to improve understanding of student financial literacy, especially in the aspects of savings and investment.

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Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi

Cited by 138 publications

References 8 publications

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

Financial Literacy, Financial Attitude, and Financial Behavior of Young Pioneering Business Entrepreneurs

Analisis Perbedaan Tingkat Literasi Keuangan Antara Mahasiswa Fakultas Ekonomi Dan Mahasiswa Fakultas Non-Ekonomi

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