The role of characters featured on digital stickers in forming usage intention: internet-only banks in Korea

Lee, Jong H.; Jun, Jaehyeon; Park, Junsung; Yoo, Joon Woo; Park, Heejun

doi:10.1108/apjml-07-2020-0506

Cited by 8 publications

(7 citation statements)

References 64 publications

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“…[24] states that managing a diverse society is difficult. In terms of the meaning of Pancasila values in the Covid 19 Pandemic situation, it can be reflected in the pride of their identity as an Indonesian citizen in surfing in the digital world, this is in accordance with the statement [25] which shows that the character dimension is effective in forming positive equity.…”

Section: Resultssupporting

confidence: 53%

Promoting the Values of Pancasila for Elemntary School Through Interactive Learning Media: Responding to Challenges and Responses of Citizenship Education in a Pandemic Covid-19

Hidayah¹,

Suyitno²,

Trihastuti³

2022

Advances in Social Science, Education and Humanities Research

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The purpose of this study was to analyze and study about promoting the values of Pancasila for Elementary Schools through interactive learning media. This study was also carried out to answer the challenges and responses of Citizenship Education in the Covid-19 pandemic. This research was literature study. The results of the study showed that promoting the values of Pancasila for Elementary Schools through interactive learning media in the Covid-19 pandemic was as 1) an effort to foster digital character for the digital native generation, 2) the existence of interactive learning media became a support system in promoting the values of Pancasila for Elementary Schools, and 3) interactive learning media could be an instrument in realizing a digital native generation who has ideological awareness. This study concluded that promoting the values of Pancasila for elementary schools using interactive media was the correct step in learning Citizenship Education in Elementary Schools. The study recommended that promoting the values of Pancasila for Elementary Schools needed to be done continuously, because it will be widely shared with the ideological awareness of students in Elementary Schools.

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Section: Resultssupporting

confidence: 53%

Promoting the Values of Pancasila for Elemntary School Through Interactive Learning Media: Responding to Challenges and Responses of Citizenship Education in a Pandemic Covid-19

Hidayah¹,

Suyitno²,

Trihastuti³

2022

Advances in Social Science, Education and Humanities Research

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“…Digital-only banks offer a cost-effective alternative with attractive rates, easy-to-use digital platforms, and unique features. Their positive brand image, associated with innovation and modernity, appeals to younger generations in Malaysia, making perceived value a critical factor in adoption [2,18,69,70]. The concept of perceived value is an essential aspect of customer behaviour, which includes the assessment of benefits in terms of money, time, effort, and risk [41].…”

Section: Discussionmentioning

confidence: 99%

Predictive Insights Into Digital-Only Banking Adoption in Malaysia using Artificial Neural Networks

A. M. Saif,

Hussin

2024

NLP &Amp; Information Retrieval

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This study employs an Artificial Neural Network (ANN) to predict the importance of various factors—convenience, economic efficiency, functional risk, security risk, critical mass, number of services, trust, environmental concern, and perceived value—in collectively determining the intention to adopt digital-only banks. The analysis involves 403 respondents in Malaysia, utilising both exploratory factor analysis and the ANN method. The results from the ANN highlight "environmental concern" as the most influential factor shaping individuals' intention to adopt digital-only banks. Additionally, "trust," "perceived value," and "convenience" emerged as crucial factors in predicting adoption intention. These findings not only provide valuable insights for fintech companies and banks aiming to attract new customers or enter new markets but also contribute to expanding knowledge in the field, particularly in the realm of non-linear methods such as ANN. This study enhances the understanding of the evolving landscape in digital-only banking.

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“…This increase in sample size is intended to improve the response rate and reduce potential biases, ensuring that the study meets the sample size requirement for representing the target population. In light of the literature on digital-only banks, a sample size of 420 is adequate for this study [3,15,53,132]. Additionally, Wolf et al [133] suggest that a sample of 30 to 460 cases is acceptable for SEM analysis.…”

Section: Sampling Size and Techniquementioning

confidence: 99%

Determinants of the Intention to Adopt Digital-Only Banks in Malaysia: The Extension of Environmental Concern

et al. 2022

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Digital-only banks have not achieved adoption expectations despite being one of the latest innovations in fintech. Several digital-only banks in the United States and Japan have gone bankrupt, and others continue to operate at a loss. Therefore, it is imperative to conduct this study in Malaysia to understand customers’ behavior, particularly regarding the adoption of digital-only banks. With climate change, environmental-friendly behavior, which has been ignored in digital-only bank literature, is becoming increasingly pertinent. This study addresses the lack of an integrated model that investigates the effect of external factors (i.e., critical mass, number of services, and environmental concerns), customer self-determination factors (i.e., trust), and mental perceptions of technology adoption (i.e., convenience, economic efficiency, functional and security risks, as well as perceived value) on the intention to adopt digital-only banks. Data were collected through an online survey targeting Klang Valley residents in the prime age range of 25–54 years old using stratified random sampling. The data was analyzed using structural equation modeling by performing confirmatory factor analysis (CFA) and SEM path analysis in AMOS.v26 software. The results show that convenience, economic efficiency, number of services, trust, perceived value, and environmental concern all have positive significant relationships with the intention to adopt digital-only banks. Further, environmental concern is the strongest indicator of behavioral intention. In contrast, functional and security risks have a negative but non-significant relationship with the intention to adopt digital-only banks. Finally, critical mass has a positive but non-significant effect on the behavioral intention. This study is among the first to examine the influence of environmental concern on behavioral intentions in a digital-only banking context. It also contributes to an expanding body of research investigating environmental sustainability by presenting empirical results in the context of digital-only banks.

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The role of characters featured on digital stickers in forming usage intention: internet-only banks in Korea

Cited by 8 publications

References 64 publications

Promoting the Values of Pancasila for Elemntary School Through Interactive Learning Media: Responding to Challenges and Responses of Citizenship Education in a Pandemic Covid-19

Promoting the Values of Pancasila for Elemntary School Through Interactive Learning Media: Responding to Challenges and Responses of Citizenship Education in a Pandemic Covid-19

Predictive Insights Into Digital-Only Banking Adoption in Malaysia using Artificial Neural Networks

Determinants of the Intention to Adopt Digital-Only Banks in Malaysia: The Extension of Environmental Concern

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