“…Benefits for the marketer are a higher price from the product/service, better response rates, customer loyalty, customer satisfaction and differentiation from competitors (Ansari and Mela, 2003;Whitelock, 2003, 2004;Hanson, 2000;Hanau, 1971;Howard and Kerin, 2004;Kramer, 2001;Peppers et al, 1999;Postma and Brokke, 2002;Reed, 1949;Srinivasan et al, 2002;Wind and Rangaswamy, 2001). The costs for the marketer are investments in technology and education, the risk of irritating customers, and brand conflict (Jiang, 2004;Murthi and Sarkar, 2003;Peltier et al, 2003;Roman and Hernstein, 2004).…”