The Knowledge Competence Development and use of Information Technologies in Small and Medium- Sized Enterprises in Kazakhstan

Amirbekova, Diana

doi:10.17485/ijst/2016/v9i20/94475

Cited by 3 publications

(1 citation statement)

References 8 publications

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“…Adrian et al (2019) established that information technology is the success key for companies and SMEs. Information technology mediates resources and technological capabilities to give organizations a competitive advantage, showing the importance of these computer-based systems (Jeffers et al, 2008); (Nigel P. Melville, 2010); (Amirbekova, 2016). Sravani (2013) revealed that overcoming technology-related problems speeds up the growth of the financial sector.…”

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confidence: 99%

The Moderating Role of Information Technology in The Performance of Baitut Tamwil Muhammadiyah in Central Java Indonesia

Usamah

Lutfiani

2021

IJIBEC

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This study aimed to analyze the moderating role of Information Technology in the performance of Baitut Tamwil Muhammadiyah (BTM) in Central Java, Indonesia. The target population was members of this Islamic Microfinance Institution. Data from 2015 to 2018 in the Central Java Sharia Office was used to obtain a sample size of 14 from 21 BTMs. Multiple Regression Analysis was then applied to analyze this data and explain the relationship between variables. The results showed that independent variables, including CAR, NPF, and BOPO ratios are positively correlated with ROA (Return on Assets) of BTM, except FDR. Information technology system moderation variables including FDR_SYSTEM and BOPO_SYSTEM significantly and positively affect ROA, while CAR_SYSTEM and NPF_SYSTEM are negatively correlated with the returns on total assets of the institution. In general, BTM should use I.T. for excellent performance and join academics and other stakeholders to increase awareness of the benefits of these computer-based systems in Islamic Microfinance institutions.

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confidence: 99%