The Intention of Millennial Generation in Paying Zakat through Digital Payments

Arif, Mohammad; Athar, Muhamad Daniyal Al

doi:10.28918/ijibec.v5i1.3675

Cited by 9 publications

(12 citation statements)

References 15 publications

(18 reference statements)

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“…Even some studies show that many Muslims avoid the obligation to pay zakat (Abdullah & Sapiei, 2018;Andam & Osman, 2019). Even with a Muslim population of more than 229 million, Indonesia certainly has a relatively large potential for millennial muzakki (Al Athar & Al Arif, 2021).…”

Section: Introductionmentioning

confidence: 99%

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Millennial Intention to Pay Zakat: The Effect of Religiosity and Attitudes

Purwadani¹,

Ridlwan

2022

ZISWAF

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This study investigates religiosity's influence on paying zakat intention for millennials with attitude as a mediation variable. A Structural Equation Model (SEM) approach tests the measurement and structural model. The sampling technique is judgmental sampling to get 100 respondents through questionnaires distributed according to the characteristics of predetermined respondents. This study explains that religiosity and attitude positively and significantly affect paying zakat intention for millennials. In addition, this study also shows that attitude mediates the relationship between religiosity and paying zakat intention for millennials. This study provides a managerial implication for zakat institutions to have a better understanding that religiosity and attitude are essential to encourage Muslim millennials to pay zakat and the significant role of millennials in alleviating poverty in Indonesia.

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Section: Introductionmentioning

confidence: 99%

“…The millennial generation also has excellent potential to give alms, infaq and waqf (Al Athar & Al Arif, 2021). Charities Aid Foundation (2021) states that in 2020, Indonesia will become the first country on the list of the most generous in the world.…”

Section: Introductionmentioning

confidence: 99%

Millennial Intention to Pay Zakat: The Effect of Religiosity and Attitudes

Purwadani¹,

Ridlwan

2022

ZISWAF

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“…Some previous research that has been done supports this statement. Athar & Arif (2021) stated in their research that trust influences the intention of the millennial generation in making zakat payments through digital payments. Amofah & Chai (2022) also showed that trust positively mediates the relationship between performance expectancy and intention in using technology.…”

Section: Trustmentioning

confidence: 99%

Z Generation's Intention to Use Zakat Digital Payment: The Mediating Effect of Trust

Ferdana¹,

Ridlwan

Canggih

et al. 2022

ZISWAF

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The goal of this study was to examine the variables that may affect Muslims in the Z generation's desire to make digital zakat payments. The UTAUT theory was employed in this study. PLS-SEM was used to analyze the data and test the hypothesis. 158 users of digital payment systems responded to the survey in total. The study's findings indicate that while performance expectancy has no impact on the intention to pay zakat through digital payments, effort expectancy, social influence, conducive conditions, and trust do. Additionally, trust promotes conditions and mediates social effects on behavioral intention, but it does not mediate performance expectations or effort expectations.

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“…With 87.20 percent of the Indonesian population being Muslim and the millennial generation growing in 2020, the potential for ZISWAF is substantial. This information poses a difficulty for zakat collecting entities (M. D. Al Athar & Al Arif, 2021). Given this context, it is intriguing to examine ZISWAF through the lens of fintech among the millennial age, given Indonesia's immense potential.…”

Section: Introductionmentioning

confidence: 99%

Zakat, infaq, shadaqah, and waqf using financial technology: Millennial generation perspective

Indarningsih

Ma'wa

Waliyuddinsyah

2023

RISFE

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Purpose – This research is to study Zakat, Infak, Shadaqah, and Waqf (ZISWAF) through fintech for the millennial generation, considering the enormous potential of the millennial generation in Indonesia. Assisted by adopting and modifying the theories of Theory of Planned Behavior (TPB) and Unified Theory of Acceptance and Use of Technology (UTAUT).Methodology – The approach used in this research is quantitative, with primary data as the data type. The data analyst used is in the form of SEM-PLS, assisted by adopting and modifying the theories of the TPB and the UTAUT.Findings – The results show that millennial intentions to make ZISWAF payments using fintech are not affected by behavioral control, but subjective norms and performance expectations greatly impact individual attitudes. Then, in making ZISWAF payments using fintech for the millennial generation, business expectations significantly impact individual intentions. At the same time, performance expectations, facilitation conditions, and individual attitudes do not affect individual intentions. The final results show that personal views do not moderate the relationship between subjective norms, perceptions of behavioral control, and performance expectations on individual intentions to make ZISWAF payments through fintech in the millennial era.Implications – National Board of Zakat (Badan Amil Zakat Nasional, BAZNAS) and Amil Zakat Institution (Lembaga Amil Zakat, LAZ) must promote their goods in connection to ZISWAF payments on a predefined digital platform and a way to get millennials interested in ZISWAF via fintech.Originality – This study uses the collaboration theory of TPB and UTAUT, so not many use it, especially in research on public perceptions of paying ZISWAF through fintech.

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The Intention of Millennial Generation in Paying Zakat through Digital Payments

Cited by 9 publications

References 15 publications

Millennial Intention to Pay Zakat: The Effect of Religiosity and Attitudes

Millennial Intention to Pay Zakat: The Effect of Religiosity and Attitudes

Z Generation's Intention to Use Zakat Digital Payment: The Mediating Effect of Trust

Zakat, infaq, shadaqah, and waqf using financial technology: Millennial generation perspective

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