“…The main problem arises, namely the performance of every goal expected by the industry and the government has not been achieved. Banks are an industry that makes competitive advantage the most important thing, and therefore the competence and motivation of their employees is a major concern of the organization (Arifin, 2009;Astuti, Saleh, Baharuddin, & Salam, 2016;Horne, J.C. dan Wachowicz, 2007;Nasrullah, Salam, Pratiwi, & Niswaty, 2017;Niswaty, Rusbiati, Jamaluddin, & Salam, 2017;Saggaf, Nasriyah, Salam, & Wirawan, 2018;Salam, Akib, & Daraba, 2018;Siringoringo, 2012;Yulianti, 2009).…”