The Impact of Mobile Finance Use on Livelihoods of Farmers in Rural China

Wang, Jing; Yu, Xiaohua; Lyu, Kaiyu; Feil, Jan‐Henning

doi:10.1080/1540496x.2021.2013195

Cited by 7 publications

(8 citation statements)

References 34 publications

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“…They found that account holders' chances of being financially resilient were around 1.4 times higher than those of their counterparts. A similar study in rural China by Wang et al (2022) revealed that MM usage significantly increased farmers' livelihoods, as measured by farm income and per capita consumption. Peprah et al (2020) found a similar effect of MM usage in Ghana.…”

Section: Impacts Of MM Usage On Maize Productivity and Poverty Likeli...mentioning

confidence: 78%

Maize Productivity and Household Welfare Impacts of Mobile Money Usage in Tanzania

Kilombele

Feleke

Abdoulaye³

et al. 2023

IJFS

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This study examined the determinants and impacts of mobile money (MM) usage on maize productivity and poverty likelihood (i.e., the probability of a household falling below the international poverty line at USD 1.9 per capita per day) in the Mbeya Region, Tanzania. The analysis was conducted using the endogenous switching regression (ESR) model on data from a random sample of 1310 households selected from seven districts in the region. Results of the ESR estimation show that MM usage is strongly and positively associated with the education level of the household head, asset ownership, credit access, input access, and social networks. MM usage is also significantly associated with increased maize productivity and a reduced poverty likelihood. Farmers who chose to use MM services increased their maize productivity by about 124 kg/acre and reduced their poverty likelihood by nearly 25 percentage points, as measured by the progress out of poverty index. These findings call for a targeted approach to reaching and supporting MM usage among households with constrained access to formal financial services to increase maize productivity and reduce poverty likelihood.

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Section: Impacts Of MM Usage On Maize Productivity and Poverty Likeli...mentioning

confidence: 78%

Maize Productivity and Household Welfare Impacts of Mobile Money Usage in Tanzania

Kilombele

Feleke

Abdoulaye³

et al. 2023

IJFS

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“…Finally, we also try a control function approach, following Pinzon (2020) and Wang et al (2022), and identify similar results in models with or without controls and with or without weights (see Table A12 in the Appendix).…”

Section: Robustness Testsmentioning

confidence: 83%

Mobile Internet and income improvement: Evidence from Viet Nam

Pham

2023

WIDER Working Paper

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analysis and policy advice with the aim of promoting sustainable and equitable development. The Institute began operations in 1985 in Helsinki, Finland, as the first research and training centre of the United Nations University. Today it is a unique blend of think tank, research institute, and UN agency-providing a range of services from policy advice to governments as well as freely available original research.The Institute is funded through income from an endowment fund with additional contributions to its work programme from Finland and Sweden, as well as earmarked contributions for specific projects from a variety of donors.

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“…However, Zhang et al [6] argued that digital finance plays a significant role in promoting the growth of farmers' income, and the poor benefit more from it than the rich. Although the existing research conclusions are still controversial, the academic community generally positively affirms the income-increasing effect of digital finance [7][8][9][10]. In addition, studies from Kenya [11] and Uganda [12] also reached similar conclusions.…”

Section: Introductionmentioning

confidence: 90%

Can Digital Finance Promote Professional Farmers’ Income Growth in China?—An Examination Based on the Perspective of Income Structure

2023

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As a product of the deep integration of digital technology and financial services, digital finance provides vital financial support for rural revitalization and increasing farmers’ income. Based on the survey data of 1030 professional apple growers in the typical areas of Shaanxi Province, this paper empirically tested the impact of digital financial involvement on professional farmers’ income, and its mechanism. The study found that digital finance significantly impacted the growth of professional farmer households’ total incomes. However, this impact was not achieved by directly increasing property income and transfer incomes, but through two indirect ways: first, digital finance promoted productive agricultural investment, which further promoted the increase in agricultural income; secondly, digital finance further increased the income of self-operated industry and commerce by promoting the entrepreneurship of professional farmer households. Furthermore, the heterogeneity analysis showed that professional farmers with high education levels, large-scale farmland operations, and high levels of agricultural mechanization participate in digital finance, which plated a more significant role in promoting their total household income. From the perspective of different types of digital financial services, mobile payment and digital credit could promote increases in the income of professional farmers, but the income increase effect of digital wealth management has not yet been shown.

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The Impact of Mobile Finance Use on Livelihoods of Farmers in Rural China

Cited by 7 publications

References 34 publications

Maize Productivity and Household Welfare Impacts of Mobile Money Usage in Tanzania

Maize Productivity and Household Welfare Impacts of Mobile Money Usage in Tanzania

Mobile Internet and income improvement: Evidence from Viet Nam

Can Digital Finance Promote Professional Farmers’ Income Growth in China?—An Examination Based on the Perspective of Income Structure

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