The Impact of Malaysian Microfinance on Women Livelihood

Al-Shami, Sayed Samer Ali; Majid, Izaidin Abdul; Rizal, Syaiful; Muhamad, M. R.; Sarah-Halim, .; Rashid, Nlizwa

doi:10.1166/asl.2015.6202

Cited by 7 publications

(4 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Women with microcredit access experienced successful small business development and highincome access, resulting in bargaining powers in household decisions. The findings corresponded to Al-Shami et al [44] from Malaysia, Akhter and Cheng [8] from Bangladesh and West Africa, and Fofana et al [39] in asserting that microcredit impacts on household decision-making. No significant changes were observed in women borrowers' and non-borrowers' external mobility (decision-making outside home grounds).…”

Section: Decision-making Powersupporting

confidence: 84%

Microcredit Impact on Socio-Economic Development and Women Empowerment in Low-Income Countries: Evidence from Yemen

et al. 2021

View full text Add to dashboard Cite

Microcredit financing is extensively considered as an effective development method for poverty mitigation and women empowerment. Nevertheless, relevant studies reflected opposing outcomes on microfinance effects consisting of positive, zero, and negative impacts. Thus, this research investigated Al-Amal Bank’s microcredit impacts on women empowerment in Yemen, one of the poorest Middle Eastern nations. A panel dataset and primary and secondary data were gathered through household surveys and propensity score matching to restrict intangible variables’ possible effects. The empirical results revealed that microcredit had a significant positive effect on monthly household incomes and accumulated asset values. Although microcredit facilitated female entrepreneurship and income generation for improved household incomes and expenditure, no influence was found on female household decisions and mobility following the patriarchal system practised in many Arabian nations, including Yemen. Hence, the study finding has theoretically and practically contributed to the body of knowledge in three ways. First, a novel proof of how microcredit interactions affected several Yemeni women empowerment elements was identified. This study also provides new insight into the empowerment theory by explaining how access to microcredit influences numerous features of women’s economic and social empowerment. Lastly, social and family traditions significantly influenced female attributes and lifestyles by reflecting how communal and family rituals affected microcredit impacts on women empowerment and vice versa. Conversely, this study guides Yemeni policymakers and those from other nations on extending financial services for self-development to reduce poverty and drive women empowerment rather than relying on government and international agencies.

show abstract

Section: Decision-making Powersupporting

confidence: 84%

Microcredit Impact on Socio-Economic Development and Women Empowerment in Low-Income Countries: Evidence from Yemen

et al. 2021

View full text Add to dashboard Cite

show abstract

“…However, existing studies do not clearly ascertain the relationship between the location of residential areas and the impact of microfinance on women's empowerment. Other studies primarily focus on assessing rural areas rather than urban areas (Al-Shami et al, 2015). Regarding women's accessibility to microfinance, the geographical location of microfinance institutions has been discovered to play a pivotal role.…”

Section: Locationmentioning

confidence: 99%

“…Regarding the dependent variables, the present study centers on women's empowerment as a result of microfinance. This encompasses financial outcomes such as asset acquisition and nonfinancial outcomes like children's education (Al-Shami, et al, 2015), decision-making abilities, independent financial management, and participation in social activities (Misnan, Abdul, & Othman, 2015). The main objective of this study is to examine the impact of the microfinance program, including involvement in microfinance, training, and social capital, on the empowerment of women among AIM clients.…”

Section: Introductionmentioning

confidence: 99%

The Effectiveness of Microfinance Program on Women’s Empowerment: Location as Moderator

Hashim,

Yusof,

Ramley

2023

IMBR

View full text Add to dashboard Cite

Women are an engine for economic growth and a value creator for businesses. Though women contribute roughly 40-50% of all small business related in developing countries, they represent fewer than 20% of the world’s landholders, and often their access and control of resources, particularly income, is comparatively lower than that of men. This prevents them from actively driving economic growth and productivity in the business chain. With the help of Amanah Ikhtiar Malaysia (AIM), this study will reach out to the participant of AIM to understand the issue of women’s empowerment. This research focuses on 3 main components: the involvement of microfinance programs, social capital, and training. A survey designed for the participants of AIM was used to gather data from over 375 participants to study the effectiveness of Islamic microfinance in improving women’s empowerment in business. A partial least square-structural equation (PLS-SEM) was used to analyze the research model. Subsequently, the research model was validated using Smart PLS 4 and proposed the study hypothesis. The findings confirmed that involvement in microfinance programs, and social capital, except training, positively influenced women’s empowerment in business. Geographical location as moderator was also found to be non-significant towards women’s empowerment.

show abstract

“…People assume "control and mastery over their lives in the context of their social and political environment." Some researchers describe empowerment as a continuous, on-going, and interactive process that leads to the enhancement of abilities and a wider scope for choice and action of an individual (Al- Mamun & Mazumder, 2015;Al-Shami, Majid, Rizal, Muhamad, & Rashid, 2015;Al-Shami, Majid, Mohamad, & Rashid, 2017;Ismail, 2001). Thus, empowerment leads to equity and well-being of the individual and the community (Wallerstein, 1992).…”

Section: Concept Of Women Empowermentmentioning

confidence: 99%

Conceptual Review of Microfinance and Women Household, Economic, and Social Empowerment of Microfinance Borrowers

2022

asfbr

View full text Add to dashboard Cite

The poor women are ignored in most parts of the society, having no opportunities for self-sufficiency, losing of their self-confidence and self-supporting; in turn, leads to suffer of their psychological, social, and mental health problems. Therefore, the study aims to investigate rigorous review of literature on the women empowerment for developing of a conceptual framework of microfinance and women household, economic, and social empowerment of the microfinance borrowers in the world. The present study used existing available materials and resources from reputed online data based such as google scholar, science direct, Scopus, web of science data based etc. The present study findings revealed that the poor women are marginalized, lack chances for self-sufficiency, and depend on charity or welfare. Without means to support themselves, poor women lose their self-confidence, and this disposition can lead to psychological, social, and mental problems. The study also found that the women can be empowered through encouraging and developing skills for self-sufficiency. The study also revealed that the major problems facing the poor and the lower-income group was access to credit. Their lack of assets for collateral and financial records, and limited credit history make obtaining credit from formal financial institutions almost impossible. The concluded that the Microfinance can be a powerful and effective way of access to credit of the poor has been rapidly expanding in hopeless and helpless societies accordingly. Finally, the present study developed a conceptual framework based above summary of findings to do a practical investigation to further examine the relationship between microfinance and women household, economic, and social empowerment of the microfinance borrowers in the world.

show abstract

The Impact of Malaysian Microfinance on Women Livelihood

Cited by 7 publications

References 0 publications

Microcredit Impact on Socio-Economic Development and Women Empowerment in Low-Income Countries: Evidence from Yemen

Microcredit Impact on Socio-Economic Development and Women Empowerment in Low-Income Countries: Evidence from Yemen

The Effectiveness of Microfinance Program on Women’s Empowerment: Location as Moderator

Conceptual Review of Microfinance and Women Household, Economic, and Social Empowerment of Microfinance Borrowers

Contact Info

Product

Resources

About