The role of microfinance institutions in poverty reduction and wellbeing improvement has attracted the policymakers' attention in the developing countries across the globe as well as Malaysia and Yemen. The underlying logic is that by providing microfinance services, poor will be able to participate in the economic market through forming their small businesses. Consequently, they will be able to generate income and improve their households, self esteem and efficacy. Despite the popularity and apparent success of microfinance, there is no clear evidence that asserts the positive impact of microfinance scheme. Therefore, the aim of this research is to propose a conceptual framework in the role of Malaysian and Yemeni microfinance on the poor' wellbeing. Microfinance servers refer to financial, nonfinancial and social services while the clients' wellbeing refers to the clients' household, micro and small enterprises performance and empowerment. The mixed method is employed to carry out the objective of this research. The cross-sectional survey with the randomized control trait is used for collecting the quantitative data while the regression logistic with chi-squire are used to analysis. In contrast, the semi interview is conducted to collect and analysis qualitative data. The three microfinance institutions of Amanah Ikhtir Malaysia, Yayasan Usaha Maju and Economic Fund for National Entrepreneurs represented Malaysian microfinance while the Al-Amel Bank represented Yemeni microfinance.

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In the 21 st century, sustainable development play a pivotal role since the commitment towards sustains competitive advantage broader to triple helix performance. Although manufacturing industry is recognized as the heart of nation development, but it's imposed to the causes of a natural disaster. Thus in the new millennium, eco product innovation became a buzz word to leverage firm's environmental performance, values creation and social development. Firm's resource and capabilities are recognized as a firm's strategic weapons to success on reducing carbon footprint. In a nutshell, Firm's capabilities relies on technology collaboration, green human resource (GHR) and, eco culture, meanwhile, at the heart of resource view, firms embraced formal EMS and top management support as a drivers to attain sustainable development as well as eco product innovation. Sample data was collected from 320 respondents comprised of a Small, Medium (SME) and Large Corporation which derived from an automotive industry in Malaysia due to a progressive commitment towards green initiatives. The proposed model and related hypotheses were tested by using the Structural Equation Modelling (SEM) techniques. To conclude, the proposed factors play an important role on crafting sustainability and eco product innovation efforts. Further, eco product innovation was crucial to mediate the relationship between Green human resource (GHR), technology collaboration and formal EMS to realised sustainable development

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