The FinTech phenomenon: antecedents of financial innovation perceived by the popular press

Zavolokina, Liudmila; Dolata, Mateusz; Schwabe, Gerhard

doi:10.1186/s40854-016-0036-7

Cited by 172 publications

(108 citation statements)

References 14 publications

(19 reference statements)

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“…The existing research is mainly about Fintech strategy and risk for banking from the supply side. Zavolokina et al studied the "peer to peer" collaboration model between Indonesian banks and Fintech companies [4]. Chang et al analyzed how Indonesian banks changed business processes in the context of Fintech and competed with Fintech companies.…”

Section: Introductionmentioning

confidence: 99%

Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model

et al. 2019

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Along with the development of Fintech, many scholars have studied how information technology is applied to financial services with a focus on extended methods for application. Few scholars have studied the influence mechanism behind the adoption of Fintech services. This paper proposes an improved technology acceptance model (TAM) that incorporates user innovativeness, government support, brand image, and perceived risk as determinants of trust to investigate how users adopt Fintech services. We designed a questionnaire, sent it to active customers of the Hefei Science and Technology Rural Commercial Bank, and obtained 387 eligible responses. We analyzed the data with a structural equation model (SEM) to test the hypotheses, including the relationships of all latent variables. The results reveal that users’ trust in Fintech services has a very significant influence on users’ attitudes for adoption. In addition, perceived ease of use and perceived risk does not affect users’ attitudes toward the adoption regarding Fintech services. This study contributes to the literature of the adoption of Fintech services by providing a more comprehensive view of the determinants of users’ attitudes by combining trust of Fintech services with TAM.

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Section: Introductionmentioning

confidence: 99%

Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model

et al. 2019

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“…Especially according to the 2014 report by Gartner, as mobile payment transaction started in Africa and developing nations in Asia, it is expected that mobile payment population will show strong growth until 2016 [11]. To provide simplified mobile payment services to these users and to provide financial services specialized for users and service providers, Financial Technology (Fintech) composing of finance and technology are being developed worldwide [12][13][14]. According to the 2014 report by Accenture, the volume of investment on global Fintech venture companies has increased more than three times in 5 years from $920 million in 2008 to $2.97 billion in 2013.…”

Section: Introductionmentioning

confidence: 99%

Mobile payment in Fintech environment: trends, security challenges, and services

Kang

2018

Hum. Cent. Comput. Inf. Sci.

130

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$224.3 billion in 2017 with average annual growth of 38%, and According to Capgemini's 2016 report, the world's non-cash transaction volumes grew by 8.9% in 2014 to 387.3 billion and it was predicted that in 2015, it will increase by 10.1% to reach 426.3 billion [8]. As the mobile payment market is activated and mobile payment frequency used by users increased, the need for simplified payment has increased. In all digital environments including environments where financial infrastructure is

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“…These services are referred as FinTech, which is very popular in the present times as the financial market, and its rapid development is an emerging issue of the finance world (Casanova et al, 2018;Gai et al, 2018;Gimpel et al, 2018). It is the combined form of "Finance" and "Technology" (Zavolokina et al, 2016). The terms "Internet finance," "FinTech," and "digital finance" are almost similar in meaning and are used interchangeably in China as well as all over the world WBG, 2018;Xie et al, 2016).…”

Section: Theoretical Frameworkmentioning

confidence: 99%

Regional Development of China’s Inclusive Finance Through Financial Technology

Hasan

Mahmud

2020

SAGE Open

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Financial technology, commonly used the term as FinTech, is a key emerging driver of inclusive finance. This is also one of the emerging issues of finance as well as financial research. This research is done with the purpose of showing the present status of China’s FinTech in inclusive finance development. In addition, the study raises regional disparity and critical issues related to the inclusive development. A secondary data analysis methods are systematically carried out to demonstrate the present situation of internet finance in the development of inclusive finance in China, as well as the developing status of different provinces through internet finance. The ultimate finding of this research is that, despite significant development in China’s financial system, there is still a development inequality between the most and least developed regions. This study also identifies some important issues that should be taken care of by the policy makers. This research is done from authentic data also sources with appropriate explanations, which help the readers, academicians, researchers, and others to get comprehensive understanding of China’s FinTech and its influence on inclusive development.

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The FinTech phenomenon: antecedents of financial innovation perceived by the popular press

Cited by 172 publications

References 14 publications

Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model

Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model

Mobile payment in Fintech environment: trends, security challenges, and services

Regional Development of China’s Inclusive Finance Through Financial Technology

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