The financial gap for women in the MENA region: a systemic perspective

Kamal

2020

ojs

This study analyses the constraints that impede micro-scale, small-scale, and medium-scale enterprises (MSMEs) from accessing banks’ finances in the Khyber Pakhtunkhwa (KP) province, Pakistan. In this regard, a survey questionnaire was administered where 410 MSMEs were randomly selected for data collection from the manufacturing, retailing, services, and wholesaling sectors in districts Bannu and Peshawar. After the data screening, we conducted correlations and multiple regression analyses on the final valid data. Our results indicate that low business production, firms’ size, and gender discrimination of MSMEs’ entrepreneurs were the main barriers that restrict MSMEs to access banks’ finances. The findings have newer implications for government, concerned banks, and the MSMEs to make effective plans to properly address the obstacles that impede the MSMEs’ access to banks’ finances in KP.

Section: Discussionsupporting

confidence: 87%

Section: Gender Discriminationmentioning

confidence: 99%

Analyzing the Inhibitors of MSMES’ Access to Banks’ Financing: Evidence from Khyber Pakhtunkhwa, Pakistan

Kamal

2020

ojs

“…The results further state that women-owned businesses are also benefiting from informal sources when starting their businesses (C10). These results are consistent with Saviano et al (2017) who cited the relevance of informal finance for women-owned businesses. However, the debate on support provided to business start-ups should include non-pecuniary business support services such as training (Lwesya et al, 2021).…”

Section: Business Start-upssupporting

confidence: 92%

Does informal finance matter for micro and small businesses in Africa?

Mago

Modiba

2022

Small Bus Int Rev

Globally, micro and small businesses require finance to support their business activities. Most of them have low profits because of the lack of support from the formal financial system. Micro and small businesses in developing countries have a dire need for financing start-ups and existing business operations. The lack of support from the formal financial system and the government forces them to explore other financial support mechanisms, making it important to investigate alternative financial channels. This paper investigates whether informal finance matters for micro and small businesses. We used a systematic literature review to answer the predetermined research question. Thirty (30) primary studies were surveyed to establish the importance of informal finance for micro and small businesses. The findings show that informal finance is a workable alternative for micro and small businesses. It supports business start-ups, existing businesses and enhances business growth, business owners’ livelihoods and livelihoods in their communities. Informal finance models can be improved to work as small business promotion tools. The original value of the paper is based on the use of a systematic literature review to assess whether informal finance matters for micro and small businesses and connect theories with emerging themes. It further contributes to the debates on the importance of informal finance and contributes to future lines of research on informal finance.

“…Parallel to this scenario, in the managerial and economic context, the evolution of business models has progressively led to extend the dominant focus onto the local economic as well as financial performance within a wider view that includes a variety of perspectives and interests associated to stakeholders that do not always own critical resources or have power of influence [14,15] but that can determine the conditions of long-term survival of the business. A paradigmatic change is starting to revolutionize the way healthcare organizations, as well as other social organizations, are conceived and managed and becoming more sustainable and inclusive [3,[16][17][18][19][20][21].…”

Section: Introductionmentioning

confidence: 99%

Monitoring Viability and Sustainability in Healthcare Organizations

et al. 2018

Self Cite

The paper aims to advocate the incorporating of the sustainability perspective into the management control system of healthcare organizations. The study is based on two main premises: (1) the evolution of business models towards a wide perspective of the sustainability approach; (2) the evolution of control systems in healthcare organizations towards a control-based approach to monitor the effectiveness and efficiency of the service targeted primarily to cut costs and expenses. Our methodology is developed at theoretical and conceptual level starting from: (1) a literature review on the issue, highlighting main trends and gaps and (2) the adoption of the Viable Systems Approach (VSA) as a conceptual framework oriented to integrate a wide variety of stakeholder perspectives and interests into the business model. Our findings lead us to introduce the Systems Viability Monitoring Model for Sustainability as a potential reference framework to build healthcare management control systems in which the notion of ‘systems viability,’ as defined by VSA, becomes a bridging concept by means of which the sustainability perspective can be incorporated into the management control system of healthcare organizations.