The European influence on workers' compensation reform in the United States

LaDou, Joseph

doi:10.1186/1476-069x-10-103

Cited by 14 publications

(5 citation statements)

References 31 publications

(30 reference statements)

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“…Unfortunately, as the patients frequently fear that the surgical treatment may result in a reduced or even abolished fitness to work, in most cases CTS is surgically treated only in its later stages and/or only in more severe cases. For similar reasons, CTS is also irregularly reported even in the countries where workers only need to demonstrate that they are suffering from a specific disease listed among presumptively work-associated diseases, that they have incurred the causal exposure or work tasks or that they have done jobs specified by this specific list in order to get a specific compensation (i.e., Italy, Belgium and France) [24]. In both cases, figures drawn from registries, even if more accurate in terms of the case definition, may be severely affected by underreporting.…”

Section: Introductionmentioning

confidence: 99%

Personal risk factors for carpal tunnel syndrome in female visual display unit workers

Riccò¹,

Cattani²,

Signorelli³

2016

Int J Occup Med Environ Health

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Objectives: Carpal tunnel syndrome (CTS) is the most common nerve entrapment syndrome, which since the beginning of the seventies has been linked to the keyboard and visual display unit (VDU). The objective of this study was to investigate the prevalence and personal factors associated with CTS in female VDU workers in Italy. Material and Methods: Participants in this study were female adult subjects, working ≥ 20 h/week (N = 631, mean age 38.14±7.81 years, mean working age 12.9±7.24 years). Signs and symptoms were collected during compulsory occupational medical surveillance. The binary logistic regression was used to estimate adjusted odds ratios for the factors of interest. Results: Diagnosis of CTS was reported in 48 cases (7.6%, 11 of them or 1.7% after a surgical correction) for the incidence of 5.94/1000 person-years. In general, signs and symptoms of CTS were associated with the following demographic factors: previous trauma of upper limb (adjusted odds ratio (OR a ) = 8.093, 95% confidence interval (CI): 2.347-27.904), history (> 5 years) of oral contraceptives therapy/hormone replacement therapy (OR a = 3.77, 95% CI: 1.701-8.354) and cervical spine signs/symptoms (OR a = 4.565, 95% CI: 2.281-9.136). Conclusions: The prevalence of CTS was similar to the estimates for the general population of Italy. Among personal risk factors, hormone therapy, previous trauma of the upper limb and signs/symptoms of the cervical spine appeared to be associated with a higher risk of CTS syndrome. Eventually, the results reinforce interpretation of CTS in VDU workers as a work-related musculoskeletal disorder rather than a classical occupational disease. Int J Occup Med Environ Health 2016;29(6):927-936

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Section: Introductionmentioning

confidence: 99%

Personal risk factors for carpal tunnel syndrome in female visual display unit workers

Riccò¹,

Cattani²,

Signorelli³

2016

Int J Occup Med Environ Health

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“…Under-recognition of occupational diseases can occur in many kinds of health systems, shifting responsibility for occupational injury and disease to the worker. LaDou50 reports that under-recognition of occupational diseases is common to all European Union countries, with a transfer of resources to the employer’s benefit, with much of the cost burden being shared between injured workers and general health budgets through social security coverage of diseases, disability and unemployment. In addition, use of personal or social health systems rather than ones created to compensate occupational injury delays efforts and limits resources for reducing the high physical demands of the job.…”

Section: Discussionmentioning

confidence: 99%

Comparison of musculoskeletal disorder health claims between construction floor layers and a general working population

et al. 2014

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Objectives Compare rates of medical insurance claims for musculoskeletal disorders (MSD) between workers in a construction trade and a general worker population to determine if higher physical exposures in construction lead to higher rates of claims on personal medical insurance. Methods Health insurance claims between 2006 and 2010 from floor layers were frequency matched by age, gender, eligibility time, and geographic location to claims from insured workers in general industry obtained from MarketScan. We extracted MSD claims and dates of service from six regions of the body: neck, low back, knee, lower extremity, shoulder, and distal arm, and evaluated differences in claim rates. Results Fifty-one percent of floor layers (n=1,475) experienced musculoskeletal claims compared to 39% of MarketScan members (p<0.001). Claim rates were higher for floor layers across all body regions with nearly double the rate ratios for the knee and neck regions (RR: 2.10 and 2.07). The excess risk was greatest for the neck and low back regions; younger workers had disproportionately higher rates in the knee, neck, low back, and distal arm. A larger proportion of floor layers (22%) filed MSD claims in more than one body region compared to general workers (10%; p<0.001). Conclusions Floor layers have markedly higher rates of MSD claims compared to a general worker population, suggesting shifting of medical costs for work-related MSD to personal health insurance. The occurrence of disorders in multiple body regions and among the youngest workers highlights the need for improved work methods and tools for construction workers.

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“…The development of the new international accounting standards for insurance contracts is part to a European Union's initiative to converge their financial reporting 42 Albrecher et al (2018), pp. 9-25;LaDou (2011), p. 103. 43 Hollman et al (1991), p. 714;Rohrbach (2018), p. 7.…”

Section: Evolution Of Accounting Rules and Financial Statements For I...mentioning

confidence: 99%

Financial Reporting in Insurance and International Financial Reporting Standards

Tomic¹

2022

AIDA Europe Research Series on Insurance Law and Regulation

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Financial reporting obligations for financial institutions, including insurance companies, have increased in recent years and insurers needs to stay up-to-date on the latest revisions of International Financial Reporting Standards and data reporting requirements and to comply with it. Many of these reporting obligations on listed and large non-listed insurers will benefit the insurance industry in the long term but it is challenging and costly task for insurance companies. The complexity of organizing high-quality data, transparent and structured reporting processes for different purposes (e.g., financial and regulatory reporting, CSR reporting, and many other types of reporting at local level) with internal and external stakeholders within a specified time frame, have become a strategic initiative, value-based investment, and opportunity for growth of insurance companies. To meet the various reporting requirements while overcoming reporting challenges, insurance companies need to ensure effective data governance and oversight in their reporting processes, which require considerable staff resources, and expertise in a wide variety of area, including appropriate IT architecture setup. In this chapter, we will analyze financial reporting obligations for insurance companies and evolution of the international accounting standards for the insurance industry. Moreover, we will discuss some practical issues facing insurers to comply with different regulatory, financial, and business reporting requirements to fulfill their reporting obligations.

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The European influence on workers' compensation reform in the United States

Cited by 14 publications

References 31 publications

Personal risk factors for carpal tunnel syndrome in female visual display unit workers

Personal risk factors for carpal tunnel syndrome in female visual display unit workers

Comparison of musculoskeletal disorder health claims between construction floor layers and a general working population

Financial Reporting in Insurance and International Financial Reporting Standards

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