The commercial banks’ credit risk efficiency: Empirical evidence from Kosovo

Sahiti, Arbana; Sahiti, Arben

doi:10.15549/jeecar.v8i2.635

Cited by 6 publications

(5 citation statements)

References 32 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…The achievement of strategic objectives is affected by inadequate management by organizations. Companies should pay more attention to events with a higher probability and impact of direct loss of revenue and capital than events that may result in positive effects (Sahiti and Sahiti, 2021). In order to have effects on results, risk management requires analysis, contextualization and proposals to respond to internal and external factors that impact the achievement of objectives and limit the use of opportunities (Betancourt et al, 2020).…”

Section: Achievement Of Objectivesmentioning

confidence: 99%

Impact of critical success factors and risk management on organizational results

Rampini,

Berssaneti

2024

BJO&PM

View full text Add to dashboard Cite

Goal: The purpose of this study is to identify how do risk management processes and critical success factors (CSFs) impact organizational results. Design / Methodology / Approach: A qualitative research approach was applied, using a multiple case study, involving six organizations in public and private sectors of the Brazilian economy. Results: The support given by top management, the existence of a corporate governance structure, the integration of risk management across all organizational functions and the importance of stakeholder participation, both in public and private organizations, presented aspects that impact organizational outcomes, such as the preservation of reputation, increase in market value, and the creation of competitive advantage. Limitations of investigation: The present research considered only Brazilian organizations, which is a limiting factor for a possible generalization of the findings. The research can be extended to other organizations and countries, so that other contexts can be discussed and analyzed. Practical implications: Based on the findings, we designed an Organizational Results Matrix (ORM), which aims to support managers dealing with factors conditioning the company´s results. Originality / Value: The original value of the research lies in the presentation of ORM. This matrix may enrich the quality and rigor of the actions carried out in public and private sectors, providing to managers an insight into the main dimensions of CSFs and risk management process and their influence on the expected results.

show abstract

Section: Achievement Of Objectivesmentioning

confidence: 99%

Impact of critical success factors and risk management on organizational results

Rampini,

Berssaneti

2024

BJO&PM

View full text Add to dashboard Cite

show abstract

“…The products of the commercial banks of Kosovo in recent years have had a rapid development where today the commercial banks are in competition with the banks of developed countries. To supervise the loans of the commercial banks, the Central Bank of Kosovo has created a regulation that strictly supervises credit management and in this way it has created good management which brought high profits to banks (Sahiti & Sahiti, 2021).…”

Section: Literature Reviewmentioning

confidence: 99%

The influence of internal factors on loan risk management - Case study commercial banks of Kosovo

Sahiti¹,

Sahiti

Yurtsever

et al. 2023

IJAEFA

View full text Add to dashboard Cite

The main purpose of this study is to empirically analyse key internal factors influencing loan risk management of Kosovo’s commercial banks. This research adopts parametric statistics and employs a multilinear regression model. The data used for the analysis covers 7 banks for the 12 years from 2008 to 2019. The dependent variable is credit risk measured by dividing total debt by total assets. The independent variables are the size of the bank, the ratio of non-performing loans, the capital adequacy ratio, the debt-to-capital ratio, and asset management. The hypotheses raised in this research were tested through the SPSS software package using quantitative methodology. The results obtained through multiple linear regressions have shown that credit risk is positively correlated and statistically significant with non-performing loans and debt-to-equity ratio and statistically significant and negatively correlated with bank size, capital adequacy, and asset management. Considering our results, it can be considered that Kosovo’s commercial banks have performed very well so far by assessing internal factors that impact credit risk. The findings of this research have direct practical implications for the banking sector in Kosovo regarding the credit risk management approach because it can be used further to enhance the effectiveness of using proper mechanisms and regulations to minimize credit risk exposure.

show abstract

“…Therefore, foreign direct investment is a major role, especially in developing countries and many countries see foreign direct investment as an essential in economic growth (Rafat and Farahani, 2019). By developing foreign direct investment in a country, it can increase the domestic market share's attractiveness (Sahiti et al, 2020).…”

Section: Literature Reviewmentioning

confidence: 99%

Effect of Inflation, Interest Rate, Exchange Rate, Corruption Perception Index, and Trade Openness on Foreign Direct Investment in 6 Asean Countries

Fiona,

Laulita

2023

JBSMR

View full text Add to dashboard Cite

Every country faced economic instability during the COVID-19 pandemic. Despite the economic instability, some discovered that the number of foreign direct investment inflows increases in most of ASEAN countries. This phenomenon makes investors hard to predict the level of foreign direct investment within the region. The purpose of this research is to understand which are the variables that may have impact on the inflows of foreign direct investment, specifically in ASEAN countries. Therefore, the research is conducted in 6 ASEAN countries that contribute the most to the overall foreign direct inflows in ASEAN from the year 2002 to 2021. This research uses a quantitative approach with panel data regression analysis. This research is tested in both Eviews 12. The result shows that inflation and interest rates don't affect foreign direct investment inflows significantly in the 6 ASEAN countries, whereas exchange rate, corruption perception index, and trade openness have a significant effect on foreign direct investment.

show abstract

The commercial banks’ credit risk efficiency: Empirical evidence from Kosovo

Cited by 6 publications

References 32 publications

Impact of critical success factors and risk management on organizational results

Impact of critical success factors and risk management on organizational results

The influence of internal factors on loan risk management - Case study commercial banks of Kosovo

Effect of Inflation, Interest Rate, Exchange Rate, Corruption Perception Index, and Trade Openness on Foreign Direct Investment in 6 Asean Countries

Contact Info

Product

Resources

About