The Colombian Banking Sector: Analysis from Relative Efficiency

Abstract

The banking sector is that sector of the modern economy that is primarily called upon to play the important role of intermediation between the surplus agents and the deficit agents. Based on this fact, this research presents and analyzes the behavior of banks in Colombia since 2002 and up to 2016 (15 years) through the application of data envelopment analysis, a nonparametric methodology of advanced linear programming, which generates a single efficiency indicator for each unit studied in each period, optimizing multiple resources (inputs) and multiple products (outputs). One aspect of the results shows that for the year 2014, 71% of the banks were efficient, this being the highest result within the period studied.

Optimizaci´on de la Eficiencia Operativa de las Oficinas de un Banco Comercial Peruano utilizando Data Envelopment Analysis

“…En el plano latinoamericano, existen estudios enfocados en el sistema bancario como en [11], donde se analiza el comportamiento del sistema bancario colombiano (a nivel entidades) en loś ultimos 15 años. También con esta idea se tiene un estudio del sistema bancario peruano en [2], que aplica un enfoque de intermediación con el agregado de emplear un análisis de ventana temporal.…”