“…Jansen, Curseu, Vermeulen, Geurts, and Gibcus (2013) affirm that the effectiveness of decision depends on the characteristics of the decision-makers. Supporting this view, Garavan, Watson, Carbery, and O'Brien (2015), establish a positive relationship between the human resource/ leadership expertise of the ownermanagers of SMEs with performance. The leadership expertise are said to be positively related to education (Bryan 2006;Jayawarna, Jones, and Macpherson 2014;Devins and Johnson, 2003), skills (Adekunle, 2013;Barbero, Casillas, andFeldman, 2011, Lukic, 2014) and experience (Camelo-Ordaz, Fernandez-Alles, RuizNavarro, and Sousa-Ginel, 2012;O' Cass and Sok, 2014), It is thus hypothesized that: H1: Chief Executive Officers' expertise comprising education, skills and experience would relate positively with SMEs' wealth creation.…”