The Analysis of Peasant Household's Credit Behavior

Lv, Gang; Bu-lei, YU; zhangqi, Chen; Zhou, Zongtan; Shi, Yong

doi:10.1016/j.procs.2012.04.133

Cited by 3 publications

(1 citation statement)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Berdasarkan penelitian yang dilakukan oleh (Lv, Yu, Chen, Zhou, & Shi, 2012), mengatakan bahwa Perilaku kredit petani rumah tangga tidak hanya mempengaruhi kemampuan keuangan rumah tangga petani, tetapi juga mempengaruhi kreditkeputusan lembaga keuangan pedesaan , akibatnya berdampak pada pengembangan ekonomi pedesaan dan Cina rumah tangga petani ekonomi. Dalam penelitian yang dilakukan di Cina, disebutkan bahwa Cina adalah negara pertanian yang besar, masalah utama saat ini menghadapi pedesaan adalah bahwa petani rata-rata pendapatan rumah tangga sangat rendah , untuk memecahkan masalah ini adalah salah satu tugas yang paling penting.…”

Section: Pendahuluanunclassified

Analisis Pengembalian Kredit Ketahanan Pangandan Energi (Kkp-E) Petani Padidi Kabupaten Kudus

Pertiwi¹,

Irham

Masyhuri

2017

Agriekonomika Jurnal Sosial EKonomi dan Pertanian

View full text Add to dashboard Cite

ABSTRAK Tujuan penelitian untuk mengetahui: (1) tingkat pengembalian KKP-E yang sudah dibayarkan oleh petani padi dan untuk mengetahui tingkat kelancaran serta kemampuan pengembalian KKP-E dan (2) ANALYSIS OF REPAYMENT OF 'FOOD AND ENERGY SECURITY' CREDIT AMONG RICE FARMERS IN KUDUS REGENCY ABSTRACT The aims of this study are (1) to find out various uses of 'Food and Energy Security' Credit (Kredit Ketahanan Pangan dan Energi-KKP-E) and its proportion used in rice farming among farmers in Kudus Regency, (2) to examine the repayment of KKP-E ever paid by the rice farmers as well as the smoothness and ability of repaying the credit and (3) to identify the factors affecting the repayment rate of KKP-E by rice farmers in

show abstract

Section: Pendahuluanunclassified

Analisis Pengembalian Kredit Ketahanan Pangandan Energi (Kkp-E) Petani Padidi Kabupaten Kudus

Pertiwi¹,

Irham

Masyhuri

2017

Agriekonomika Jurnal Sosial EKonomi dan Pertanian

View full text Add to dashboard Cite

show abstract

Households’ credit demand: Main trends and characteristics for Ukraine

Shkvarchuk

Slav’yuk

2021

Banks and Bank Systems

View full text Add to dashboard Cite

Household demand for credits is quite volatile, which requires constant evaluation of it changes. The purpose of the paper is to identify quantitative signals, the use of which increases the predictability of the credit market development. The study utilizes technical analysis methods for an econometric estimation of trends in household demand for credits in Ukraine for the 2002–2019 period. Based on the analysis of historical market lows, it was argued that with all the negative effects of destabilizing factors, the household demand for loans will not fall below the market support point of UAH 50 million. The financial behavior of Ukrainian households when choosing the type of loan is stable and does not change with fluctuations in GDP. Short-term loans are quite dynamic and largely depend on macroeconomic conditions, provoking market movements. If the relevant direction is supported by medium-term loans, the general market trend will correspond to the GDP trend. The demand for long-term loans is quite inertial, its change does not affect the overall market trend. The constant and variable elements of household demand for credit are highlighted.

show abstract

Balancing Acts

Bhatnagar,

Rajaram,

Taneja

et al. 2024

Emerging Perspectives on Financial Well-Being

View full text Add to dashboard Cite

Credit, debit, financial literacy, and financial well-being are all examined, along with the complex links between them in this study. The research takes a snapshot of people's financial patterns using a cross-sectional approach and stratified random sampling. Electronic administration of a structured survey instrument guarantees both efficiency and respondent confidentiality. The results suggest complex relationships across variables; for example, credit behaviour is only mildly associated with financial knowledge and well-being. There seems to be a striking connection between debit behaviour and both financial literacy and well-being. The correlation between financial knowledge and prosperity is modest at best. Implications for management include adapting financial offerings to customer preferences and bolstering financial literacy initiatives. This research highlights the social potential of financial literacy programmes that aim to bridge specific knowledge gaps and make communities more financially secure.

show abstract

The Analysis of Peasant Household's Credit Behavior

Cited by 3 publications

References 0 publications

Analisis Pengembalian Kredit Ketahanan Pangandan Energi (Kkp-E) Petani Padidi Kabupaten Kudus

Analisis Pengembalian Kredit Ketahanan Pangandan Energi (Kkp-E) Petani Padidi Kabupaten Kudus

Households’ credit demand: Main trends and characteristics for Ukraine

Balancing Acts

Contact Info

Product

Resources

About