“…In addition, this is related to different types of anxiety towards computers [45], or technology itself, referring to consumers' negative state of mind about technology tools [46]. Fain and Roberts [34] stated that the image barrier in online banking emerges from a negative hard-to-use image of computers and the Internet.…”
Section: Consumer Resistance To Innovation Theorymentioning
“…In addition, this is related to different types of anxiety towards computers [45], or technology itself, referring to consumers' negative state of mind about technology tools [46]. Fain and Roberts [34] stated that the image barrier in online banking emerges from a negative hard-to-use image of computers and the Internet.…”
Section: Consumer Resistance To Innovation Theorymentioning
“…This often is not so, at least not initially (see Ref. [28] on that). In the beginning a new technology is often expensive and too crude to be used on a wide scale: ''most inventions are relatively crude and inefficient at the date when they are first recognized as constituting a new innovation.…”
Section: Ten Stylised Facts About Technology Diffusionmentioning
“…The epidemic model is part of a class of models defined as disequilibrium models (see the Golds critiques to this type of models for different view-points on equilibrium versus disequilibrium models [24,52,32,26,40]). In such models the number of users (S ijt ) will increase over time until the optimal equilibrium level/satiation point S ijd *, is reached.…”
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