Studi Kasus Intervensi Pemerintah Bagi Usaha Mikro, Kecil, Dan Menengah Di Masa Pandemi Covid-19

Abstract

This study investigates the impact of the COVID-19 pandemic on MSMEs and how Government intervention affects their capacity to survive. Through a survey of 368 respondents, namely debtors/beneficiaries, aid distributors, policymakers, and supervisors, this case study finds that the COVID-19 pandemic has resulted in business delays. The finding means that the government assistance schemes are the key to business continuity for MSMEs during the COVID-19 pandemic. With the help from the Government, the business actors in the sample of this study can maintain their business. Although some MSMEs reduced the number of workers employed, some MSMEs still survived, even increased their workers and business turnover. While the research identifies key success factors of Government programs, there are also some challenges in their implementation. This study recommends that the Government continues giving assistance programs for MSMEs. In addition, the Government should relax requirements while focusing on new beneficiaries. Building an integrated MSME database is also necessary, and in the future, the Government must integrate the assistance program with financial literacy and innovation programs. The policy implication of this research is that the future programs of government poverty alleviation need to focus on MSMEs.

The implementation of MSMEs Protection Policies during the Covid-19 Pandemic

“…This research confirms the research of Harjowiryo & Siallagan (2021), Gunadi et al (2021), and TNP2K & LDFEBUI (2020), which discuss the characteristics of problems and characteristics of policies. They said that since the pandemic's first two months, MSMEs had experienced financial and non-financial problems.…”

“…Which of the five policies supports MSMEs? Harjowiryo & Siallagan (2021) claim that government intervention in the form of assistance has helped MSMEs develop during the pandemic. Likewise, Bahtiar (2021) mentions the contribution of MSMEs to national economic recovery in quarter IV/2020 and quarter I/2021.…”

“…Likewise, Bahtiar (2021) mentions the contribution of MSMEs to national economic recovery in quarter IV/2020 and quarter I/2021. Even so, Harjowiryo & Siallagan (2021) state that, in general, MSMEs reduce their workforce. The OECD prediction (2020)could be correct that around half of MSMEs in Indonesia will go bankrupt.…”

“…The costs for this scheme come from the National Economic Recovery (PEN) program, which has been enjoyed by 30 million MSMEs (Limanseto, 2021). However, as Harjowiryo & Siallagan (2021) emphasized above, MSMEs are still reducing their workforce. It is a symptom called the OECD (2020) as a sign of MSME bankruptcy.…”

Model Formal Untuk Memprediksi Faktor Keberhasilan Umkm Di Masa Pandemi

“…Intervensi pemerintah dengan melalui bantuan yang tepat sasaran juga merupakan faktor yang relevan terhadap keberhasilan UMKM [14]. Kualitas Sumber Daya Manusia (SDM) yang memiliki keunggulan kompetitif merupakan faktor paling menentukan keberhasilan UMKM pada masa pandemi [15].…”