Sistem Pendukung Keputusan Kelayakan Pemberian Kredit Modal Usaha Menerapkan Metode Fuzy Tsukamoto (Studi Kasus : Pt. BPR Bina Barumun)

Abstract

Credit is increasingly growing and is increasingly needed by the wider community, people who do not have the capital to establish a business generally prefer to do credit or borrow money to trusted parties such as banks to support the business to be established. This is an advantage for the bank. Increasing credit activities in banks, it is necessary to assess credit as a material consideration for prospective customers before the bank gives a decision to accept or reject a prospective customer request. Therefore it is necessary to build a method that can help and facilitate the bank in giving decisions quickly and accurately. The basis for making decisions is based on the criteria to determine who is prioritized to receive a loan, to assist in determining in determining someone who is eligible to receive a loan, so a decision support system is needed is to use Fuzzy logic and apply the Tsukamoto method. Decision Support Credit Provisioning System is made for the purpose of assisting and facilitating the bank as the decision maker to provide alternatives in the event of a credit application being accepted or not.Keywords: Creditworthiness, Decision Support System, Fuzzy Tsukamoto

Provision of Micro Credit at Bank Mandiri Bogor With the Fuzzy Tsukamoto Method

“…Nur Sakinah Tanjung, Mesran, Kennedi Tampubolon, Suginam, Maringan Sianturi (Tanjung et al, 2018) So far, the BPR often finds mistakes in providing credit to customers. As it is often found that customers who do not deserve to be given credit receive credit because of the system of knowing insiders and the system of knowing relatives or close people which makes bank employees negligent in their duties to select prospective customers based on predetermined criteria, which results in problems when credit payments.…”

“…Then an examination is carried out both from BI Checking and a visit to the customer's business location, after credit analysis and the ability to pay from the customer are carried out, then the analyst team and Bank leadership can determine whether or not the customer is eligible for a loan (Tanjung, Mesran, Tampubolon, Suginam, & Sianturi, 2018), (Frieyadie & Setiyawan, 2020).…”

Pemberian Modal Usaha Mikro pada PNM Mekaar Dengan Fuzzy Inference System Metode Mamdani dan Tsukamoto

“…Penelitian ini menggunakan Fuzzy Logic metode Tsukamoto dan Mamdani karena mempunyai toleransi terhadap data-data yang tidak tepat dimana dalam penentuan calon nasabah mempunyai kriteriakriteria yang harus dipertimbangkan. Fuzzy logic merupakan Teknik kecerdasan buatan yang terapkan untuk menerangkan dari suatu permasalahan yang rasa samar (Tanjung, 2018) (Dewi, 2020).…”