Securing e-business applications using smart cards

Hamann, E.-M.; Henn, H.; Schäck, Thomas; Seliger, Frank

doi:10.1147/sj.403.0635

Cited by 18 publications

(8 citation statements)

References 1 publication

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“…As suggested by Hamann et al (2000), although the use of public key cryptography allows a more straightforward authentication scheme, smart cards without public key cryptography capability are widely accepted and gaining popularity:…”

Section: Perceptions Of Online Security and Authentication Issuesmentioning

confidence: 99%

Strategic online customer decision making: leveraging the transformational power of the Internet

Smith

Rupp

2003

Online Information Review

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Online shopping phenomena are governed by a number of consumer acceptance and behaviour characteristics and grounded in theoretical aspects of consumer decision making. There are a number of factors that affect what we buy, when we buy, and why we buy. In reference to buying online, the factors that influence consumers are marketing efforts, socio-cultural influences, psychological factors, personal questions, post-decision behaviour, and experience. These factors will be further discussed by way of a consumer decision-making model for online shoppers.

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Section: Perceptions Of Online Security and Authentication Issuesmentioning

confidence: 99%

Strategic online customer decision making: leveraging the transformational power of the Internet

Smith

Rupp

2003

Online Information Review

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“…Extant studies show that security is critical to electronic payment and transactions (Guo and Salvendy 2009;Hamann et al 2001;Hondo, Nagaratnam, and Nadalin 2002;Karkin 2002;Shelfer and Procaccino 2002). Security refers to the extent to which individuals believe that a system is secure for transmitting sensitive data during an electronic transaction process (Salisbury et al 2001).…”

Section: Securitymentioning

confidence: 99%

Consumer Perceptions of the Smartcard in Retailing: An Empirical Study

Liao

Shi

Wong

2012

Journal of International Consumer Marketing

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This article empirically explores consumer perceptions of the smartcard as e-cash for purchasing goods and services at retail outlets in Hong Kong. We design a multiattribute model to test the hypotheses using the survey data collected from individual consumers. The results show that perceived ease of use, convenience, automatic add-value service, compact design, security, reliability, and merchant support have significant effects on perceived usefulness of the smartcard for micro e-payment. The findings contribute to the literature of consumer behavior with regard to the applications of information technology in retailing, and have implications for implementing emerging technology to enhance retail services in different contexts.

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“…Another increasing important method involves the use of smart card-related technologies. According to Hamann et al (2001), recent years have seen many brands and associated types of smart cards coming into B2B and B2C markets. The basic major categories include: simple file-systemoriented smart cards without public key capability, advanced file-system smart cards with public key capability, Java Cards, Windows-powered smart cards, and multi-application operating system (MULTOS) cards.…”

Section: Application Of Smart Card-related Technologiesmentioning

confidence: 99%

“…Smart cards are storing credits such as pay telephone cards and photocopier cards used at some educational institutions, as well as for identification purposes and other applications in the transportation, retail and government markets. As indicated by Hamann et al (2001), the European Union and the US have passed legislation to establish the conditions for making a digital signature the legally binding identification and authentication mechanism for contracts on the Internet. This legislation requires that the technology employed not allow secret keys to be copied or used by non-authorized parties.…”

Section: Application Of Smart Card-related Technologiesmentioning

confidence: 99%

Cybercriminal impacts on online business and consumer confidence

Smith

2004

Online Information Review

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The information revolution, coupled with the strategic leveraging of the Internet, has exposed a number of relatively open societies to the dangers of cybercriminal and cyberterrorist acts, especially in commercial business transactions. With the development of e‐commerce, this commercial dark side has become known as cybercrime and has taken on many forms that affect the perceptions of the way we shop online. Corporations should realize that these threats to their online businesses have strategic implications to their business future and take proper measures to ensure that these threats are eliminated or significantly reduced so that consumer confidence in the Internet as an alternative means of shopping is maintained. These counter measures, coined as cybersecurity, have been developed to ensure the safety of consumer privacy and information and allow for a carefree shopping experience. There is need for the development of models that will allow corporations to study the effects of cybercrime on online consumer confidence and to counter through leveraging the benefits associated with the latest developments in cybersecurity. With these two facets of e‐commerce impacting the online consumer, corporations must ensure that the security measures taken will ultimately prevail to assure that consumers will continue to use the Internet to satisfy their shopping needs.

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Securing e-business applications using smart cards

Cited by 18 publications

References 1 publication

Strategic online customer decision making: leveraging the transformational power of the Internet

Strategic online customer decision making: leveraging the transformational power of the Internet

Consumer Perceptions of the Smartcard in Retailing: An Empirical Study

Cybercriminal impacts on online business and consumer confidence

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