“…Timely payment reduces administrative enforcement costs (i.e., payment reminders, collection by a bailiff and legal proceedings) and related costs for the offender (i.e., late-payment fees and interest, legal fees, financial distress). Moreover, studies indicate that these additional costs disproportionally impact low-income households, who, on average, are less likely to pay their fines in a timely manner (Dušek et al, 2022;Harris et al, 2010;Heffetz et al, 2022;Mello, 2018).…”