Performance Variability of State Owned Enterprises in Financial Sector and Financial Technology Companies During the Covid-19 Pandemic

Giovanni, Axel; Utami, Devi Wahyu; Jauzaa, Alifa; Lionora, Clarisa Alfa

doi:10.20473/baki.v6i1sp.26740

Cited by 4 publications

(5 citation statements)

References 34 publications

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“…Menurut hasil penelitian Simatupang dan Siska (2021) menunjukkan terdapat tiga strategi fintech dalam mengatasi lonjakan transaksi lender agar tidak terjadi kredit macet yakni Pengaturan dan Penerapan Mitigasi Risiko dalam Penyelenggaraan Peer-to-peer Lending, Kewajiban terhadap Penyampaian Laporan SLIK OJK, dan Penerapan Prinsip Kehati-hatian. Berdasarkan penelitian terdahulu menurut Giovanni et al, (2021) yang meneliti tentang sektor keuangan dan perusahaan fintech selama pandemi memperoleh hasil bahwa selama pandemi Covid-19 berlangsung sektor keuangan BUMN dan perusahaan fintech mengalami kenaikan. Kemudian, menurut Majid (2021) secara tidak langsung pandemi Covid-19 berpengaruh terhadap peningkatan penggunaan teknologi termasuk dalam bidang keuangan yaitu dengan menggunakan fintech.…”

Section: Gambar 2 Trend Interest Terhadap Pembiayaan Fintechunclassified

Analisis Pertumbuhan Fintech Sebelum dan Saat Pandemi Covid-19 di Indonesia

Subagia,

Effendi

2023

Owner

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Fintech in development has fluctuations in every sentiment, both negative and positive and has had an impact on its development. Before the Covid-19 pandemic occurred, many people still use traditional financial services which were carried out through offline payment transactions and carrying cash even though fintech options were available. During the Covid-19 pandemic occurred, financial services changed offline habits into online activities. However, inconsistencies occurred between loan disbursement which increased while the interest trend in fintech financing decreased when the Covid-19 pandemic hit. The purpose of this study is to analyze whether there were differences before and during the Covid-19 pandemic among fintech lenders in Indonesia. analyze whether there were differences before and during the Covid-19 pandemic for fintech borrowers in Indonesia. The data used is transaction data of fintech lenders and borrowers in Indonesia from 2018 – 2022. This study uses the Paired Sample t-Test and the Wilcoxon Test with the Eviews 12 test tool. The results of this study indicate that there are significant differences in lender transactions and borrowers in conditions before the entry of Covid-19 to the time of entry of Covid-19 to Indonesia. The conclusion is that this significant difference is because during Covid-19, especially investors in Indonesia experienced many problems from health to finance, so when Covid-19 occurred they held back money more than investing in fintech so that lender transactions decreased. In borrower transactions due to lender transactions as lenders decreasing so that loan requests by borrowers that can be fulfilled also decrease.

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Section: Gambar 2 Trend Interest Terhadap Pembiayaan Fintechunclassified

Analisis Pertumbuhan Fintech Sebelum dan Saat Pandemi Covid-19 di Indonesia

Subagia,

Effendi

2023

Owner

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“…Sayangnya, penelitian tentang krisis pandemi COVID-19 di Indonesia saat ini, mayoritas hanya berfokus pada sektor ekonomi makro (Negara) (Dito, Erlina & Muda, 2020;Junaedi & Salistia, 2020;Oeliestina, 2021) dan sektor bisnis (Giovanni, Utami, Jauzaa & Lionora, 2021;Saraswati, 2020;Syamsul & Masyita, 2021). Masih sedikit, penelitian yang mencakup dampak pandemi ini pada tataran keuangan (anggaran) daerah.…”

Section: Pendahuluanunclassified

“…Nama ini sesuai dengan bentuk coronavirus itu sendiri, terlihat seperti mahkota bila dilihat dengan mikroskop. Selain berdampak pada kesehatan, COVID-19 juga berkonsekuensi pada kontraksi pertumbuhan ekonomi pada berbagai sektor (Giovanni et al, 2021). 2021) COVID-19 berdampak nyata pada peningkatan pengangguran dan kemiskinan, turunnya harga minyak, bergesernya pola pendidikan, turunnya pendapatan domestik bruto (PDB), dan meningkatnya risiko bagi tenaga kesehatan.…”

Section: Kerangka Teoritis Dan Hipotesisunclassified

Krisis Pandemi Covid-19: Dampaknya Pada Pendapatan Daerah Dari Sektor Perpajakan Dan Retribusi

Syamsul

Nurlailah²,

Nurhadi³

2022

keuang. dan. bisnis.

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<em><span lang="EN-US">This study aims to analyze the impact of the COVID-19 pandemic on regional income from the tax and retribution sector. This research was conducted on 34 provincial governments in Indonesia. The type of quantitative data is the realization of regional taxes and retribution for the 2019 and 2020 fiscal years. Furthermore, the data are analyzed using descriptive and quantitative techniques. The results of the descriptive analysis show that during the COVID-19 pandemic there was a decrease in regional income from regional taxes and retribution, which almost occurred in all provinces in Indonesia. Similarly, the results of the analysis of the different test, paired samples t test also inform the occurrence of differences in income obtained from regional taxes and retribution before and during the COVID-19 pandemic. In other words, the existence of the COVID-19 pandemic has an impact on regional income from the regional tax and the retribution sector in Indonesia. This information is useful for policy makers in making decisions regarding the impact of the COVID-19 pandemic on regional income from the regional tax and retribution sector.</span></em>

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“…Tingkat permintaan produk mengalami penurunan yang signifikan dan kegiatan perekonomian menjadi sangat terhambat akibat adanya kebijakan physical distancing untuk mengurangi penyebaran virus Covid-19 (Ozili, 2020). Adanya ketidakpastian ekonomi ini mengakibatkan keruntuhan perekonomian negara (Giovanni et al, 2021).…”

Section: Pendahuluanunclassified

Nilai Tambah Modal Manusia dan Keberlangsungan Bisnis Perusahaan Sektor Consumer Non-Cyclicals

Khayati

Sari²,

Giovanni³

2022

bmar

Self Cite

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Resesi perekonomian dunia yang diakibatkan oleh Pandemi Covid-19 mendistraksi perusahaan dalam mempertahankan keberlangsungan bisnis, indeks sektor barang konsumsi mengalami penurunan pada kuartal I 2020 hingga mencapai level terendah sejak tahun 2013. Keberlangsungan bisnis didefinisikan sebagai kapabilitas perusahaan dalam menyelaraskan sumber daya yang dimiliki untuk meningkatkan peluang pertumbuhan dan prospek di masa yang akan datang, keberlangsungan bisnis memiliki peran strategis dalam mendukung penciptaan nilai jangka panjang perusahaan. Penelitian bertujuan untuk memberikan bukti empiris mengenai aspek keberlangsungan bisnis dalam persepktif nilai tambah modal manusia. Sampel yang digunakan dalam penelitian ini adalah 49 perusahaan yang tergabung dalam sektor consumer non-cyclicals periode 2016-2020. Alat analisis yang digunakan dalam penelitian ini adalah regresi linear sederhana. Hasil penelitian ini menunjukan bahwa nilai tambah modal manusia mampu meningkatkan aspek keberlangsungan bisnis perusahaan.

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Performance Variability of State Owned Enterprises in Financial Sector and Financial Technology Companies During the Covid-19 Pandemic

Cited by 4 publications

References 34 publications

Analisis Pertumbuhan Fintech Sebelum dan Saat Pandemi Covid-19 di Indonesia

Analisis Pertumbuhan Fintech Sebelum dan Saat Pandemi Covid-19 di Indonesia

Krisis Pandemi Covid-19: Dampaknya Pada Pendapatan Daerah Dari Sektor Perpajakan Dan Retribusi

Nilai Tambah Modal Manusia dan Keberlangsungan Bisnis Perusahaan Sektor Consumer Non-Cyclicals

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