Pengaruh Pendapatan Asli Daerah dan Dana Perimbangan terhadap Indeks Pembangunan Manusia

Anim, Rahmayati; Pertiwi, Imanda Firmantyas Putri

doi:10.22515/jifa.v1i1.1149

Cited by 4 publications

(12 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…However, the studies have not provided conclusive results. Fatimah and Priyono (2020), Rahmayati and Pertiwi (2018), Sulaeman and Andriyanto (2021), also Sulaeman and Silvia (2019) find that only some types of fiscal decentralization funds have a significant and positive effect on regional social welfare. Additionally, Yushkov (2016) discovers that decentralization through intergovernmental transfer has a positive and significant effect on regional economic growth.…”

Section: Nationalmentioning

confidence: 99%

“…centralization is expected to help all local governments to promote social welfare programs (Rahmayati & Pertiwi, 2018;Sarkoro & Zulfikar, 2016). Nevertheless, the data shows that the synergy between the central and local governments in achieving social welfare is still questionable.…”

Section: Nationalmentioning

confidence: 99%

“…This study also examines the effect of regional financial independence on social welfare. This has to do with the fact that the increase in locally-generated revenue should increase the flexibility of regions in carrying out public service expenditures, thereby achieving social welfare (Rahmayati & Pertiwi, 2018).…”

Section: Nationalmentioning

confidence: 99%

See 2 more Smart Citations

Fiscal Decentralization: Is There a Simultaneous Relationship Between Regional Independence and Social Welfare?

Khoirunisa

Sulaeman

2022

JTAKEN

View full text Add to dashboard Cite

Indonesia's fiscal decentralization initiative aims for two essential goals to strengthen regional financial independence and social welfare. However, intergovernmental transfers could also reduce the urgency of local governments to increase their financial independence. This study is designed to prove whether intergovernmental transfers can improve regional financial independence and social welfare. Based on a statistical test of 500 districts/cities throughout 2017—2019 using multiple linear regression analysis, more than 90% of districts/cities have yet to achieve independent financial status. In addition, regional welfare in the country is still experiencing inequality. This study's result shows Revenue Sharing Fund (Dana Bagi Hasil, DBH), General Allocation Fund (Dana Alokasi Umum, DAU), and the previous year's Physical and Non-Physical Special Allocation Funds have a significant and positive effect on regional financial independence. However, only General Allocation Funds and Non-Physical Special Allocation Funds significantly and positively affect social welfare. Whereas Revenue Sharing Fund has an insignificant and negative effect, Physical Special Allocation Funds have a significant and negative effect on social welfare. Lastly, regional financial independence has a significant positive effect on social welfare.

show abstract

Section: Nationalmentioning

confidence: 99%

Section: Nationalmentioning

confidence: 99%

See 1 more Smart Citation

Fiscal Decentralization: Is There a Simultaneous Relationship Between Regional Independence and Social Welfare?

Khoirunisa

Sulaeman

2022

JTAKEN

View full text Add to dashboard Cite

show abstract

“…Karena saat kurs dollar meingkat akan menyebabkan pelemahan rupiah dan menyebabkan kenaikan produksi dan penurunan pendapatan yang akan berakibat terhada pembiayaan. Maka untuk menghindari risiko kegagalan bayar, bank akan mengurangi proporsi penyaluran untuk menjaga likuiditasnya (Rahmayati & Pertiwi, 2018). Selaras dengan hasil temuan Aditya & Hariyani (2022) yang menyatakan kurs berpengaruh negatif terhadap likuiditas.…”

Section: Hipotesis Hubungan Dana Pihak Ketiga Terhadap Likuiditasunclassified

“…Penurunan pendapatan akan membuat perusahaan kesulitan membayar kewajiban dan menyebabkan pembiayaan bermasalah bank. Saat mengalami pembiayaan bermasalah bank akan mengurangi proporsi penyaluran pembiayaan untuk menghinadari risiko pembiayaan dan mempertahankan likuiditasnya (Rahmayati & Pertiwi, 2018). Berdasarkan hasil estimasi diketahui nilai F statistik sebesar 8.175314 dan nilai probabilitas F statistik sebesar 0.000002 < 0.05, sehingga Secara simultan variabel Dana Pihak Ketiga, Kualitas Aset, Ukuran Bank, Inflasi, Tingkat Suku Bunga, dan Kurs berpengaruh signifikan terhadap Likuiditas dengan indikator Financing to Deposit Ratio.…”

Section: Pengaruh Kurs Terhadap Likuiditasunclassified

Analisis Faktor Internal dan Eksternal yang Mempengaruhi Likuiditas Bank Umum Syariah di Indonesia

Lestari

Rani²

2022

JESTT

View full text Add to dashboard Cite

ABSTRAK Studi ini bertujuan untuk menyelidiki perngaruh internal (Dana Pihak Ketiga (DPK), Kualitas Aset, Efisisensi Operasional) dan eksternal (Inflasi, Tingkat suku bunga, kurs) terhadap likuiditas bank umum syariah di indonesia. Data yang dikumpulkan secara tahunan dari 2014-2019 untuk di uji dalam melihat pengaruh menggunakan teknik analisis regresi data panel dengan memanfaatkan Eviews 10. Teknik pengambilan sampel menggunakan purposive sampling dan memperoleh sampel sebanyak 11 Bank Umum Syariah di Indonesia. Berdasarkan uji regresi data panel diperoleh model terpilih yakni random effect dan membuktikan hubungan : DPK dan suku bunga memiliki hubungan positif dan signifikan terhadap likuiditas. inflasi dan kurs memiliki hubungan negatif dan signifikan terhadap likuiditas. kualitas aset dan efisiensi operasional tidak memiliki pengaruh signifikan terhadap likuiditas. Sedangkan dalam pengujian simultan membuktikan secara bersama bahwa faktor internal dan eksternal berpengaruh terhadap likuiditas. Penelitian ini diharapkan dijadikan acuan oleh bank syariah dalam mengelola dananya secara optimal dan menerapkan prinsip kehati-hatian terutama saat menyalurkan pembiayaan kepada nasabah agar tidak terjadi risiko pembiayaanya dan mengakibatkan masalah likuiditas. Kata Kunci: Likuiditas, Dana Pihak Ketiga, Kualitas Aset, Eisiensi Operasioanal, Inflasi, Tingkat Suku Bunga, Kurs. ABSTRACT This study aims to investigate the influence of internal (Third Party Funds (TPF), Asset Quality, Operational Efficiency) and external (Inflation, interest rates, exchange rates) on the liquidity of Islamic commercial banks in Indonesia. Data collected annually from 2014-2019 to be tested to see the effect of using panel data regression analysis techniques by utilizing Eviews 10. The sampling technique used purposive sampling and obtained a sample of 11 Islamic Commercial Banks in Indonesia. Based on the panel data regression test, the selected model is random effect and proves the relationship: TPF and interest rates have a positive and significant relationship to liquidity. inflation and exchange rate have a negative and significant relationship to liquidity. asset quality and operational efficiency have no significant effect on liquidity. Meanwhile, the simultaneous test proves that internal and external factors affect liquidity. This research is expected to be used as a reference by Islamic banks in managing their funds optimally and applying the precautionary principle, especially when distributing financing to customers so that there is no risk of financing and causing liquidity problems. Keywords: Liquidity, Third Party Funds, Asset Quality, Operational Efficiency, Inflation, Interest Rates, Exchange Rates. DAFTAR PUSTAKA Ambarani, L. (2015). Ekonomi moneter. Bogor: In Media. Aryani, Y., Anggraeni, L., & Wiliasih, R. (2016). Faktor-faktor yang Memengaruhi Non-Performing Financing pada Bank Umum Syariah Indonesia Periode 2010-2014. Al-Muzara’ah, 4(1), 44–60. https://doi.org/10.29244/jam.4.1.44-60 Astuti, F. (2016). Pengaruh efisiensi usaha, risiko keuangan dan kepercayaan masyarakat terhadap kemampuan penyaluran pembiayaan pada bank umum syariah di indonesia tahun 2011-2014. Jurnal Ekonomi dan Keuangan Islam, 2(2), 10–20. https://doi.org/10.20885/JEKI.vol2.iss2.art2 Ben Moussa, M. A. (2015). The determinants of bank liquidity: Case of Tunisia. International Journal of Economics and Financial Issues, 5(1), 249–259. Downes, J., & Goodman, J. (1994). Kamus istilah keuangan dan investasi. Jakarta: Elex Media Komputindo. Dwijayanthy, F., & Naomi, P. (2009). Analysis of effect of inflation, bi rate, and exchange rate on bank profitability (period 2003-2007). Jurnal Karisma, 3(2), 87–98. El-Chaarani, H. (2019). Determinants of bank liquidity in the Middle East Region. International Review of Management and Marketing, 9(2), 64–75. http://dx.doi.org/10.32479/irmm.7742 Gayo, A. A., Pirihatni, R., & Armeliza, D. (2022). Faktor – faktor yang mempengaruhi penyaluran kredit pada bank umum di Indonesia. Jurnal Akuntansi Dan Keuangan (JAK), 10(1), 25-38. https://doi.org/10.29103/jak.v10i1.6099 Halwani, H. (2005). Ekonomi internasional & globalisasi ekonomi. Bogor: Ghalia Indonesia. Ichwan, M. C., & Ryandono, M. N. H. (2017). Faktor-faktor yang berpengaruh terhadap likuiditas bank syariah. Jurnal Ekonomi Syariah Teori Dan Terapan, 3(2), 144. https://doi.org/10.20473/vol3iss20162pp144-157 Ismail. (2010). Manajemen perbankan dari teori menuju aplikasi. Jakarta: kencana. Ismail. (2011). Perbankan syariah. Jakarta: Kencana. Ismal, R. (2011). The Indonesian Islamic banking theory and practices. Bekasi: Gramata Publishing. Karim, A. (2007). Ekonomi makro Islam. Jakarta: PT. Raja Grafindo Persada. Karim, A. (2010). Bank Islam: Analisis fiqih dan keuangan. Jakarta: Raja Grafindo Persada. Kartini. (2014). Pengaruh capital adequacy ratio (CAR), non-performing loan (NPL), pertumbuhandana pihak ketiga (DPK), biaya operasional terhadap pendapatan operasional (BOPO) terhadap likuiditas yang diukur dengan loan to deposit ratio pada perusahan perbankan yang tercatat di bursa efek Indonesia. Unisia: Jurnal Ilmu-Ilmu Sosial, 36(81), 148–162. Kasmir. (2014). Manajemen perbankan. Jakarta: PT. Raja Grafindo Persada. Kasmir. (2019). Analisis laporan keuangan. Depok: Rajawali Press. Pohan. (2008). Kebijakan moneter Indonesia: Seberapa jauh kebijakan moneter mewarnai perekonomian Indonesia. Jakarta: Raja Grafindo Persada. Rahmayati, A., & Pertiwi, I. F. (2018). Pengaruh pendapatan asli daerah dan dana perimbangan terhadap indeks pembangunan manusia. Journal of Islamic Finance and Accounting, 3(2), 111–120. https://doi.org/10.22515/jifa.v1i1.1149 Rani, L. N. (2017). Analisis pengaruh faktor eksternal dan internal perbankan terhadap likuiditas perbankan syariah di Indonesia periode januari 2003 – Oktober 2015. Al-Uqud: Journal of Islamic Economics, 1(1), 41. https://doi.org/10.26740/jie.v1n1.p41-58 Rusydiana, A. (2018). Efisiensi terhadap stabilitas bank syariah di Indonesia (Periode Tahun 2013-2017). Inovbiz: Jurnal Inovasi Bisnis, 6(2), 114. https://doi.org/10.35314/inovbiz.v6i2.833 Somantri, Y. F., & Sukmana, W. (2020). Analisis faktor- faktor yang mempengaruhi financing to deposit ratio (FDR) pada bank umum syariah di Indonesia. Berkala Akuntansi Dan Keuangan Indonesia, 4(2), 61. https://doi.org/10.20473/baki.v4i2.18404 Sugiyono, D. (2013). Metode penelitian kuantitatif, kualitatif, dan tindakan. Bandung: Alfabeta. Wangsawidjaja. (2012). Pembiayaan bank syariah. Jakarta: PT Gramedia Pustaka Utama. Yuwono, T. I., & Riyadi, S. (2018). Pengaruh macro dan micro prudential terhadap tingkat bagi hasil deposito mudharabah bank syariah di Indonesia. Perbanas Review, 3(1), 103–104.

show abstract

Enhancing Human Capital in Indonesia: Does Economic Policy Work?

Ernanto,

Sriyana,

Hakim

et al. 2024

IJSDP

View full text Add to dashboard Cite

Since 2015, sustainable development has become the leading goal of all development at the global level. Human development is a crucial aspect of sustainable development planning and strategies. This study analyzes the impact of public policies on the Human Development Index (HDI) in 34 Indonesian provinces from 2015-2020. The study examines budget allocations for education, health, general allocation funds, population, and employment factors. This study employs panel data regression models for different province groups, including all provinces, non-expansion provinces, and expansion provinces. The results indicate that the education budget and population have a positive effect on HDI, while the health budget does not affect HDI in any of the models. However, the general allocation of funds and labor force participation rate have different effects in different models. Therefore, it is suggested that education policies have had more impact than health policies on improving human capital in Indonesia.

show abstract

Pengaruh Pendapatan Asli Daerah dan Dana Perimbangan terhadap Indeks Pembangunan Manusia

Cited by 4 publications

References 0 publications

Fiscal Decentralization: Is There a Simultaneous Relationship Between Regional Independence and Social Welfare?

Fiscal Decentralization: Is There a Simultaneous Relationship Between Regional Independence and Social Welfare?

Analisis Faktor Internal dan Eksternal yang Mempengaruhi Likuiditas Bank Umum Syariah di Indonesia

Enhancing Human Capital in Indonesia: Does Economic Policy Work?

Contact Info

Product

Resources

About