Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Return On Asset BPRS di Indonesia

Hakim, Faris Kurnia; Hasanah, Mauizhotul

doi:10.24912/je.v25i1.632

Cited by 5 publications

(5 citation statements)

References 1 publication

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“…Research conducted by Fatimah & Diana (2021), Mirandha (2021), Sanulika &Hidayati (2020) andChasanah et., al. (2020) found that mudharabah has a significant positive effect either partially or simultaneously on profitability, while the research conducted by Islamiyati & Diana (2022) and Hakim & Hasanah (2020) revealed that mudharabah does not have a significant effect on profitability, either partially or simultaneously.…”

Section: Figure 1 Islamic Financial Assetsmentioning

confidence: 99%

Effect of Ijarah Revenue, Mudharabah Financing and Third-Party Funds on the Profitability of Islamic Commercial Banks

Addawami

Zamzami

2022

CASHFLOW

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This research aims to analyze and empirically test the influence of ijarah revenue, mudharabah financing and third-party funds to the profitability of ROA of Islamic Commercial Bank contained in the Financial Services Authority for the 2016-2020 period. The research method used is a quantitative research method because this study uses numbers with statistical calculations and aims to test the hypotheses that have been made. The independent variables in this study were ijarah revenue, mudharabah financing and third-party funds while the dependent variable in this study was profitability (ROA). The research population is Islamic banking registered with the Financial Services Authority (OJK) in 2016-2020, with sample selection using purposive sampling techniques. Therefore, data on the monthly financial statements of Islamic Commercial Banks were obtained which were summarized in the Islamic Banking Statistics for the period 2016-2020, so that 60 research samples were obtained. Data collection techniques in this research use documentation and literature studies. The data analysis techniques used in this study are descriptive statistics, multiple regression analysis, classical assumption tests, determination coefficient tests and hypothesis testing using the EViews 12 analysis tool. Test F results show that ijarah revenue, mudharabah financing and third-party funds simultaneously have a significant effect on profitability (ROA). Meanwhile, T test reveals that ijarah revenue partially had a positive and significant effect on profitability (ROA), while mudharabah financing partially had a negative and significant effect on profitability (ROA) and third-party funds partially had a positive and significant effect on profitability (ROA).

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Section: Figure 1 Islamic Financial Assetsmentioning

confidence: 99%

Effect of Ijarah Revenue, Mudharabah Financing and Third-Party Funds on the Profitability of Islamic Commercial Banks

Addawami

Zamzami

2022

CASHFLOW

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“…Penelitian oleh (Hakim & Hasanah, 2020) tentang Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Return on Asset BPRS di Indonesia menemukan bahwa pembiayaan mudharabah dan musyarakah secara simultan tidak berpengaruh signifikan terhadap Return on Asset Bank Pembiayaan Rakyat Syariah di Indonesia. Secara parsial, pembiayaan mudharabah tidak berpengaruh signifikan positif, sementara pembiayaan musyarakah tidak berpengaruh signifikan negatif terhadap Return on Asset Bank Pembiayaan Rakyat Syariah di Indonesia.…”

Section: Pendahuluanunclassified

Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Return on Asset di Perbankan Syariah

Hendriyani,

Kamilah

2023

JSIM

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Penelitian ini bertujuan untuk mengetahui tingkat pembiayaan mudharabah, pembiayaan musyarakah dan Retun on Asset serta untuk mengetahui bagaimanapengaruh pembiayaan mudharabah dan musyarakah terhadap Return on Asset pada Bank Muamalat Indonesia periode 2016-2022. Metode penelitian yang digunakan oleh penulis adalah metode penelitian dengan pendekatan kuantitatif dengan menggunakan uji asumsi klasik dan uji regresi linear berganda. Variabel yang digunakan dalam penelitian ini adalah Variabel Independen yaitu pembiayaan mudharabah (X1) dan pembiayaan musyarakah (X2) serta variabel dependen yaitu Return on Asset (Y). Hasil penelitian menunjukkan bahwa secara parsial pembiayaan mudharabah tidak memiliki pengaruh secara signifikan terhadap Return on Asset sedangkan pada pembiayaan musyarakah terdapat pengaruh terhadap Return on Asset. Adapun secara simultan pembiayaan mudharabah dan pembiayaan musyarakah tidak terdapat pengaruh secara signifikan terhadap Return on Asset, hal tersebut dipertegas dalam ujikoefisien determinasi dengan nilai 18,6% sedangkan sisanya 81,4% dipengaruhi variabel lain yang tidak termasuk dalam penelitian

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“…It can be said that profit sharing is one of the operational practices that Islamic banks are definitely doing. According to Prasetyo, (2011), Kristina &; Nurdiansyah, (2023), Saputra &; Atmanti, (2022), Mauizhotul Hasanah, (2020) shows that profit sharing financing has a positive and significant influence on Falah Laba, so the greater the profit sharing financing, the Profit Falahwill is increasing. Based on the study of theory and the results of previous research, hypotheses can be formulated as follows:…”

Section: The Effect Of Profit Sharing On Profit Falahmentioning

confidence: 99%

Determination of Profit Falah Based on Sharia Financing at Sharia Commercial Banks in Indonesia

Muthaher,

Wahyundaru,

Adiwijaya

2023

IJMMU

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The purpose of this study is to examine the factors that influence Profit Falah in the Islamic banking industry in Indonesia. The population in this study is all Islamic banking industries in Indonesia that issued financial statements between 2017 – 2020. The sample method used is a purposive sampling method that does not lose, with the number of selected samples as many as 60 sample data. Data was collected from the website of Bank Stariah in Indonesia. The results of the t-test calculation show mixed findings on the variables of the principle of profit sharing, murabahah financing, and the principle of ijarah to Profit Falah. Variable profit-sharing financing and Murabahah have a significant positive influence on Profit Falah,. However, the principle of ijarah, which involves lease transactions, shows an in significant negative influence on Profit Falah.

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Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Return On Asset BPRS di Indonesia

Cited by 5 publications

References 1 publication

Effect of Ijarah Revenue, Mudharabah Financing and Third-Party Funds on the Profitability of Islamic Commercial Banks

Effect of Ijarah Revenue, Mudharabah Financing and Third-Party Funds on the Profitability of Islamic Commercial Banks

Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Return on Asset di Perbankan Syariah

Determination of Profit Falah Based on Sharia Financing at Sharia Commercial Banks in Indonesia

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