Pengaruh Kredit Terhadap Efisiensi Teknis Padi Sawah di Kabupaten Kutai Kartanegara

Abstract

The success of agriculture cannot be separated from several things, one of which is financing. Credit is a financing mechanism that has a role as the formation of farmers' capital to support increased food production, especially rice. This study aims to analyze the effect of credit on the technical efficiency of lowland rice farming. Data collection used primary data and secondary data. Primary data were obtained from interviews with respondent farmers consists of 36 credit users and 66 non-credit users, the sample selection was carried out randomly. The results of the analysis that using the stochastic frontier analysis method on the Cobb-Douglas production function indicated that credit farmers were more efficient than farmers who do not use credit. The average level of technical efficiency for credit farmers was 0,93, while farmers who did not use credit were 0,87. Based on the results of the research, by using credit there was an opportunity for farmers to fulfill the supply of production inputs needed in order to increase their production, because the technical efficiency is higher than the farmers who do not use credit.

The Relationship between the Sharecropping System, Informal Credit, and Productivity: The Empirical Evidence from the Madurese Traditional Solar Salt Business

“…Farmers with limited personal capital will seek larger credits, leading to an increase in the received credit amount. This conclusion aligns with the findings of studies conducted by Harianto et al (2019), Namboka et al (2017), Nwaru et al (2011), andRifaini et al (2022). According to economic theory, an increase in the solar salt field area undoubtedly affects the use of production inputs, leading to larger production costs for tenant farmers.…”

“…Among the three productivity categories established, it is evident that there is indeed a positive correlation between the amount of credit received by tenant farmers and the productivity level of the cultivated solar salt field area. The results of this analysis further bolster the findings of previous research studies, such as those conducted by Baga et al (2023), Linh et al (2019), Martey et al (2019), Namboka et al (2017), andRifaini et al (2022). Moon et al (2020) explained in his research that productivity and profitability was higher for ECSOFiM Journal of Economic and Social of Fisheries and Marine.…”

“…The applied method is multiple linear regression analysis (Gujarati, 2003). The selection of factors influencing the credits received by tenant farmers is based on theories and empirical experiences from several studies conducted by Aleem (1990), Anang et al (2016), Anggraini (2015), Azriani (2014), Bhattacharjee et al (2009), Bottemley (1975), Jaya et al (2017), Nwaru et al (2011), Rifaini et al (2022) andYoko, (2015). The amount of credit obtained by tenant farmers is entirely determined by the landowner as the finance provider, but this analysis approaches it from the factors and conditions of the tenant farmers.…”

“…11(02): 277-291 regardless of the credit amount applied, it is the landowner who determines the size of the credit that the tenant farmer will receive. Several studies on the factors influencing the amount of credit requested by farmers indicate that the agricultural land area is one of the main factors (Jaya et al, 2017;Rifaini et al, 2022;Saha & Sharma, 2011). This also applies to the traditional solar salt business operated under the sharecropping system in Pamekasan Regency.…”