Pengaruh Capital Adequacy Ratio, Dana Pihak Ketiga, Non Performing Financing dan Pembiayaan Murabahah Terhadap Profitabilitas

Ardheta, Preztika Ayu; Sina, Helda Rahmi

doi:10.36406/jam.v17i02.328

Cited by 8 publications

(12 citation statements)

References 1 publication

(1 reference statement)

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“…So it can be concluded that there is no significant effect between the two variables. This research is in line with research conducted by Ardheta & Sina (2020) which states that NPF has no effect on BUS profitability.…”

Section: H6supporting

confidence: 91%

Profitability as a Mediator for the Effect of Capital Structure and Financing Risk on the Value of Islamic Commercial Banks in Indonesia

Uswatun

Aisyah

2023

TIFBR

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The existence of competition between banks in Indonesia makes all conventional and Islamic banking sectors must continue to strive to stabilize their finances and company values. The value of the company can be influenced by several factors, the value of the company itself can also be seen from the acquisition of the price of the shares owned. This study aims to test the effect or not of DER, DAR and NPF through mediation by profitability (return on assets). This study used an explanatory quantitative method with a sample of 6 Sharia Commercial Banks that met the research criteria. The data analysis used is SPSS 25 and SmartPLS 3. The result of this study is that the three variables DER, DAR and NPF did not have a significant effect on EVA and also ROA. ROA is also unable to mediate the influence of the three free variables on their bound variables.

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Section: H6supporting

confidence: 91%

Profitability as a Mediator for the Effect of Capital Structure and Financing Risk on the Value of Islamic Commercial Banks in Indonesia

Uswatun

Aisyah

2023

TIFBR

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“…Pertumbuhan DPK dipengaruhi oleh beberapa aspek dari kinerja perbankan yaitu seperti CAR, NPF, FDR. Penelitian mengenai CAR, NPF dan DPK sudah pernah dilakukan oleh Ardheta and Sina (2020), akan tetapi penelitian tersebut membahas DPK sebagai variabel independen, sehingga berbeda dengan penelitian ini yang membahas DPK sebagai variabel dependen. Penelitian mengenai pengaruh CAR terhadap pertumbuhan DPK sudah pernah dilakukan oleh Firdausi (2016); Hidayat and Sunarsi (2020); Hulu et al ( 2021) dengan hasil yang berbeda.…”

Section: Pendahuluanunclassified

“…Dalam penelitian ini mengambil tiga rasio kinerja sebagai variabel indenpeden, yaitu Oktober 2022, Vol.3, pISSN 2721-6241 eISSN 2721-7094 https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps CAR (rasio pemodalan perbankan), NPF (rasio pembiayaan bermasalah), dan FDR (rasio likuiditas bank). CAR merupakan rasio kinerja bank untuk mengukur kecukupan modal yang dimiliki oleh bank untuk mengukur kecukupan modal yang dimiliki oleh bank untuk menunjang aktiva yang mengandung atau menghasilkan resiko (Utami and Muslikhati 2019;Abdurrohman et al 2020;Ardheta and Sina 2020). Pada bank syariah istilah Non Performing Loan (NPL) diganti dengan NPF, karena dalam bank syariah menggunakan prinsip pembiayaan berbeda dengan bank konvensional yang menggunakan istilah kredit (Utami and Muslikhati 2019;Ardheta and Sina 2020).…”

Section: Rasio Kinerjaunclassified

“…CAR merupakan rasio kinerja bank untuk mengukur kecukupan modal yang dimiliki oleh bank untuk mengukur kecukupan modal yang dimiliki oleh bank untuk menunjang aktiva yang mengandung atau menghasilkan resiko (Utami and Muslikhati 2019;Abdurrohman et al 2020;Ardheta and Sina 2020). Pada bank syariah istilah Non Performing Loan (NPL) diganti dengan NPF, karena dalam bank syariah menggunakan prinsip pembiayaan berbeda dengan bank konvensional yang menggunakan istilah kredit (Utami and Muslikhati 2019;Ardheta and Sina 2020). NPF adalah jumlah pembiayaan yang bermasalah dan kemungkinan tidak dapat ditagih (Utami and Muslikhati 2019).…”

Section: Rasio Kinerjaunclassified

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Perbandingan Rasio Kinerja Bank Syariah Terhadap Pertumbuhan Dana Pihak Ketiga Sebelum Dan Masa Pandemi Covid-19

Pransiska

Ilmiah

2022

JPS

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The purpose of this study was to analyze the effect of performance ratios, namely capital adequacy ratio (CAR), non-performing financing (NPF), and financing to deposit ratio (FDR), on third-party funds (TPF) at Islamic commercial banks (ICB). Then, analyze the performance ratio and growth of TPF before and during the covid-19 pandemic on ICB. The method in this research uses a quantitative approach. Data collection uses secondary data in the form of documentation. The population of this study is all ICB registered with the financial services authority (FSA) for the 2019-2020 period. Sampling in this study uses purposive sampling. The data analysis technique used multiple linear regression analysis and comparison of paired samples. The results showed that partially CAR, NPF, and FDR did not affect the growth of TPF in ICB. However, CAR, NPF, and FDR simultaneously affect the growth of TPF in ICB. Then the comparison results show no difference in CAR, NPF, and FDR before and during the covid-19 pandemic. However, the growth of TPF shows a significant difference before and during the covid-19 pandemic.

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“…Variables of Non Performing Financing, Capital Adequacy Ratio, Financing to Deposit Ratio and Third Party Funds simultaneously or based on F test calculations have a significant effect on total financing in Islamic Commercial Banks [8].Research conducted by Preztika Ayu Ardheta and Helda Rahmi Sina (2020) entitled "The Effect of Capital Adequacy Ratio, Third Party Funds, Non-Performing Financing and Murabahah Financing on Profitability" concludes that the results of the study show that the capital adequacy ratio and third party funds affect profitability , however, non-performing financing and murabahah financing have no effect on profitability. Simultaneously, the capital adequacy ratio, third party funds, non-performing financing and murabaha financing affect profitability [9].…”

Section: Previous Researchmentioning

confidence: 99%

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

Syera¹,

Affiah²

2022

International Journal of Science, Technology & Management

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The specific purpose of this study is to determine the effect of Financing and Third Party Funds on the Total Assets of Islamic People's Financing Banks. The approach used in this research is a quantitative approach. The data used in the form of secondary data from the website of the Financial Services Authority (OJK). The population is monthly data from January 2016 to December 2020 period while the sample is annual data from 2016 to 2020. The research analysis carried out is multiple linear regression, classical assumption test (normality test, heteroscedasticity multicollinearity test and autocorrelation test), and test statistics (coefficient of determination (R2), statistical F test, and statistical t test). The results of this study are the variables of Financing and Third Party Funds have a significant effect simultaneously (simultaneously) on the variable Total Assets of Islamic People's Financing Banks.

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Pengaruh Capital Adequacy Ratio, Dana Pihak Ketiga, Non Performing Financing dan Pembiayaan Murabahah Terhadap Profitabilitas

Cited by 8 publications

References 1 publication

Profitability as a Mediator for the Effect of Capital Structure and Financing Risk on the Value of Islamic Commercial Banks in Indonesia

Profitability as a Mediator for the Effect of Capital Structure and Financing Risk on the Value of Islamic Commercial Banks in Indonesia

Perbandingan Rasio Kinerja Bank Syariah Terhadap Pertumbuhan Dana Pihak Ketiga Sebelum Dan Masa Pandemi Covid-19

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

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