Perbandingan Rasio Kinerja Bank Syariah Terhadap Pertumbuhan Dana Pihak Ketiga Sebelum Dan Masa Pandemi Covid-19

Pransiska, Pelisa; Ilmiah, Dunyati

doi:10.46367/jps.v3i2.779

Cited by 3 publications

(2 citation statements)

References 13 publications

(24 reference statements)

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“…Following Bank Indonesia (BI) provisions, a bank is said to be healthy if it has an NPF value below 5% Jatmiko (Pransiska & Ilmiah, 2022). Problem financing at a bank occurred before the covid-19 pandemic.…”

Section: Discussion There Are Differences In Non-performing Financing...mentioning

confidence: 99%

Comparative Analysis Of Non-Performing Financing At PT. Bank Syariah Indonesia, TBK (BSI) Before And After The Merger

Bahri

Wardhani

2023

IJMEBE

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Three government-owned Islamic banks were merged, namely PT. Bank BRI Syariah, PT. Bank BNI Syariah, and PT. Bank Mandiri Syariah became PT. Bank Syariah Indonesia (BSI) is an effort to improve the financial performance of Islamic banks so that they can be more competitive. This study aims to test and analyze differences in non-performing financing before the merger (2019 quarter II – 2020 quarter IV) and after (2021 quarter I - 2022 quarter III). The sample in this study is the quarterly financial reports of Bank BSI. The analytical method is a descriptive comparative method and uses a paired sample t-test analysis technique. The study results show significant differences in non-performing financing before and after the merger, which indicates that the union influences the risk of problem financing.

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Section: Discussion There Are Differences In Non-performing Financing...mentioning

confidence: 99%

Comparative Analysis Of Non-Performing Financing At PT. Bank Syariah Indonesia, TBK (BSI) Before And After The Merger

Bahri

Wardhani

2023

IJMEBE

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“…The following is an assessment of financial performance according to the CAMELS ratio (Pransiska & Ilmiah, 2022;Sanjaya, 2022;Umar & Haryono, 2022;Andriasari & Munawaroh, 2020) : Score = 1 (Verry Good), 2 (Good), 3 (Enough), 4 (Bad), 5 (Verry Bad)…”

Section: H3mentioning

confidence: 99%

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Asykarulloh,

Sultoni

2023

MJSE

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Covid-19 has had a significant impact on the banking economic sector, both Islamic banks and conventional banks. This article attempts to reveal a comparison of the financial performance of Islamic and conventional banking as measured using the CAMELS ratio. The camels ratio component consists of aspects of capital, assets, management, earnings, liquidity and sensitivity. This component is measured by the ratio of CAR, NPL/NPF, BOPO, ROE, LDR/FDR. The method used is the difference test with the Independent Sample T-test. The results of the study show that there are significant differences between the financial performance of Islamic and conventional banking for CAR and BOPO ratios. Meanwhile NPL/NPF, ROE and LDR/FDR did not show a significant difference.

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The effect of the COVID-19 pandemic on profitability performance and maqashid sharia performance in Islamic commercial banks in the ASEAN region

Riza Salman,

Sutisna,

Siti Nor Khasanah

et al. 2024

Banks and Bank Systems

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The outbreak of COVID-19 in early 2020 has caused a crisis in various sectors, including the economic sector. In fact, its impact on the performance of Islamic banks in the ASEAN region is currently still unknown. Therefore, this study aims to obtain empirical evidence regarding the effect of COVID-19 on profitability performance and maqashid sharia performance in Islamic banks in the ASEAN region. Profitability performance is measured by return on equity (ROE) and return on assets (ROA). The number of observations from this study was 202 with a sample of 30 Islamic commercial banks in the ASEAN region in 2015–2021. The data analysis technique used is EViews 12. The results show that COVID-19 has no significant effect on profitability performance in Islamic banks, whether measured by ROE or ROA. On the other hand, COVID-19 has a significant effect on reducing the maqashid sharia performance. In addition, company size has been proven to positively affect profitability performance and maqashid sharia performance in Islamic banks before and after the COVID-19 pandemic. Operating expense ratio (OER) has been proven to affect ROE and ROA, whereas FDR and non-performing financing (NPF) have been proven to only affect ROA. OER influences promoting welfare, while FDR and NPF influence establishing justice. The study results confirm the ability of Islamic banks to generate profits amidst the COVID-19 pandemic. They also confirm the negative impact of the COVID-19 pandemic on three aspects of maqashid sharia performance.

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Perbandingan Rasio Kinerja Bank Syariah Terhadap Pertumbuhan Dana Pihak Ketiga Sebelum Dan Masa Pandemi Covid-19

Cited by 3 publications

References 13 publications

Comparative Analysis Of Non-Performing Financing At PT. Bank Syariah Indonesia, TBK (BSI) Before And After The Merger

Comparative Analysis Of Non-Performing Financing At PT. Bank Syariah Indonesia, TBK (BSI) Before And After The Merger

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

The effect of the COVID-19 pandemic on profitability performance and maqashid sharia performance in Islamic commercial banks in the ASEAN region

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