P2P lending Fintechs and SMEs’ access to finance

Fintech and corporate green technology innovation: Impacts and mechanisms

“…Taking Column (2) as an example, if the regional fintech development level is increased by 1%, the corporate green technology innovation output increases by 0.071 (1.8738 * 0.0379 = 0.071) 6 . The reasons may be as follows: First of all, fintech uses cutting‐edge information technologies such as big data, artificial intelligence, and cloud computing to alleviate information asymmetry between banks and companies, improve the efficiency of traditional financial institutions, and broaden corporate financing channels (Abbasi et al, 2021); second, as a high‐tech industry, fintech can well gather innovative talents (Zhou et al, 2018) and optimize the regional innovation environment; finally, government can also use fintech to better identify corporate environmental protection information, so as to accurately manage and guide companies (Nikkel, 2020).…”

“… Core explanatory variable: Fintech development level ( Fintech ). Many literatures have proved that the data of fintech companies are effective and feasible to measure the development level of fintech (Abbasi et al, 2021; Haddad & Hornuf, 2019; Lee et al, 2021). The main reasons for using the data are as follows.…”

“…It can improve the convenience and flexibility of financial services (Buchak et al, 2018), reduce operating costs of financial institutions, strengthen risk control capabilities, and improve the efficiency of financial services (Lee et al, 2021; Wang et al, 2021), thus providing possible opportunities for companies to carry out green technology innovation. Up to now, relevant researches on fintech have also focused on fintech's definition (Chen, 2016; Gomber et al, 2017), regulatory issues and impacts on financial markets (Abbasi et al, 2021; Phan et al, 2020; Pizzi et al, 2021; Yao et al, 2020); however, there is little literature on the impact of financial technology on corporate environmental behaviors.…”

A Bibliometric mapping of peer-to-peer lending research based on economic and business perspective

“…Therefore, the role of peer-to-peer lending in the SMEs sector is widely discussed in the literature. A study of Abbasi et al. (2021) investigated the effect of peer-to-peer lending on the accessibility of SMEs financing.…”

“…(2020) confirm that peer-to-peer lending can stimulate SMEs’ transition into a sustainable business model. This funding platform also can increase financial access for SMEs ( Abbasi et al., 2021 ).…”