Due to their enhanced performance and simplicity in manufacturing, scalability, and versatility, lead-halide perovskite-based solar cells (HPSCs) have received much attention in the domains of energy. Lead is present in nature as a poisonous substance that causes various issues to climate and human health and prevents its further industrialization. Over the past few years, there has been a noticeable interest in exploring some alternative lead-free perovskites. However, owing to some intrinsic losses, the performance that may be achieved from these photovoltaics is not up to standards. Thus, for the purpose of efficiency improvement, a comprehensive simulation is required to comprehend the cause of these losses. In the current research, an investigation into how to employ the promisingly efficient lead-free, allinorganic cesium tin−germanium iodide (CsSnGeI 3 ) perovskites as the photoactive layer in HPSCs was performed. Results exhibited a high efficiency of 12.95% with a CsSn 0.5 Ge 0.5 I 3 perovskite thickness of 0.6 μm and a band gap of 1.5 eV at room temperature. High efficiency may be achieved using phenyl-C61-butyric acid methyl ester (PCBM) as an electron transport material because of its favorable energy-level alignment with the perovskite material. The research further tested the perovskite layer thickness and defect density in depth. The results showed that the carrier diffusion lengths have a big effect on how well the HPSC works.