Grinding of hardened steels for the realisation of better surface quality of the workpiece is an essentiality of high productivity environments. The surface grinding of high carbon high chromium steels like AISI D3 with a production level grinding wheel used in the industry is the driver of the present research article. The experimentation is done in dry as well as pool cooling conditions to ascertain the better of the two conditions in providing a better set of cutting forces and surface finish. A mathematical model for evaluating the forces generated during grinding is evolved and on comparison of the results obtained from the model with the ones from experimentation is found to be correlating. The usage of production level vitrified grinding wheel has shown good results in terms of lower forces generated and good surface finish during surface grinding. The results are optimised and the set of inputs which yield good surface finish and low forces are given. Dry grinding of AISI D13 yields good surface finish than wet grinding. Surface finish of 0.14 microns is achievable using dry grinding.