Note on ways of saving: mental mechanisms as tools for self-control?

Otto, Philipp E.; Davies, Greg B.; Chater, Nick

doi:10.1504/gber.2007.013703

Cited by 22 publications

(20 citation statements)

References 66 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Hal tersebut kadang membuat para mahasiswa lupa diri dan tidak mengontrol keinginan belanja mereka. Penelitian yang dilakukan Otto, et al (2007) bahwa dalam konteks keuangan, kontrol diri merupakan sebuah aktifitas yang dapat berfungsi mendorong seseorang melakukan penghematan (tujuan yang bermanfaat) serta dapat menekan pembelian implusif (tujuan untuk kesenangan semata). Chaplin (2002) mendefinisikan kontrol diri merupakan kemampuan membimbing tingkah laku sendiri, berkaitan dengan kemampuan seseorang menekan atau menghambat tingkah laku yang implusif.…”

Section: Pendahuluanunclassified

“…Adrie dkk (2014) dalam penelitiannya juga menemukan bahwa seseorang yang memiliki kontrol diri dan sifat berhati-hati (conscientiousness) dalam keuangan akan mempengaruhi niat dan perilaku seseorang dalam mengelola keuangan pribadi mereka. Dalam penelitiannya, Otto, Davies & Chater (2007) menyimpulkan bahwa kontrol diri dalam hal pengelolaan keuangan merupakan sebuah aktivitas yang mendorong seseorang untuk melakukan penghematan dengan menurunkan pembelian impulsif (pengeluaran yang berdasarkan keinginan bukan kebutuhan).…”

Section: Hasil Penelitian Dan Pembahasanunclassified

See 1 more Smart Citation

Pengaruh Kontrol Diri, Jenis Kelamin, Dan Pendapatan Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Pascasarjana Universitas Negeri Surabaya

Herlindawati

2017

jepk

View full text Add to dashboard Cite

This study aimed to analyze the influence of self-control, gender, and income on personal financial management Universitas Negeri Surabaya Post Graduate student either partially or simultaneously. Research conducted a quantitative study. The population in this study are Post Graduate students of Universitas Negeri Surabaya in 2014 as many as 910 with a total sample of 278 students consisting of 128 male students and 150 female students. Methods of data analysis using multiple linear regression analysis technique. The results showed that partially self-control and earnings significantly influence personal financial management of Post Graduate student Universitas Negeri Surabaya, while gender has no influence on personal financial management of Post Graduate student Universitas Negeri Surabaya. Simultaneously self-control, gender, and income significantly influence personal financial management of Post Graduate student Universitas Negeri Surabaya

show abstract

Section: Pendahuluanunclassified

Section: Hasil Penelitian Dan Pembahasanunclassified

Pengaruh Kontrol Diri, Jenis Kelamin, Dan Pendapatan Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Pascasarjana Universitas Negeri Surabaya

Herlindawati

2017

jepk

View full text Add to dashboard Cite

show abstract

“…[7], [8] In conjunction with finance, self-control is an activity that can serve to emphasize purchases for the sake of mere pleasure or implusion. [9].…”

Section: A Theoretical Frameworkmentioning

confidence: 99%

Self-Control Analysis of Financial Expenditure in Managing Christian Household Finance A study on housewives, Member of GPM Silo Ambon City

Silaya¹,

Persulessy²,

Purimahua³

et al. 2019

Proceedings of the International Conference on Religion and Public Civilization (ICRPC 2018)

View full text Add to dashboard Cite

Financial management is the process of how to manage the financial resources in a structured and systematic way to meet the needs of life. For Christians, Jesus Christ explains that one of the signs a person has a healthy spiritual life is to have the right attitude toward wealth. One of the triggers of Christian household conflicts is money, so it is important that the money be properly and responsibly managed together. This research aimed to analyze the self-control over financial expenditure in managing Christian's household finances, especially on the housewives, member of GPM Silo Ambon City. Analytical technique used was by using descriptive analysis technique. Data were obtained through questionnaires. The results show that housewives, member of GPM Silo, made various financial control attempts; they regularly save some of the income on the grounds that they are not wasteful, they will not burden the daily expenses and for unannounced purposes. This is done as a form of control over the financial spending in Christian households.

show abstract

“…Consumers will regulate between their mental accounting and the product they wish to buy. Some studies have shown that mental accounting affects self-control (Otto, Davies, & Chater, 2018).…”

Section: Mental Accountingmentioning

confidence: 99%

Self-Regulation as A Mediator Between the Effect of Mental Accounting on Decision Satisfaction of Car Purchases

Rejeki

Suryani

Sulasmi

2019

JEHCP

View full text Add to dashboard Cite

This study aims to determine the effect of mental accounting on satisfaction with purchase decision, using self-regulation as a mediator. Previous studies about post-purchase have focused on decision satisfaction-despite the latter being an antecedent of satisfaction. This study attempts to view decision satisfaction through the lense of mental accounting, namely how consumers code and categorize income as well as evaluate spendings. This is a quantitative research that studies consumers who bought cars in Jakarta and Surabaya. The sample consist of 316 participants, recruited through convenient sampling technique. The measuring instrument used is a modified Decision Satisfaction Questionnaire (SWD) by Holmes-Roy, 3item Self-Regulation Questionaire to measure Self-Regulation to buy, and 2-item Mental Budgeting Questionnaire to measure mental accounting. These are all in the form of a 5-item Likert scale. The validity of the item is done using the Rasch model. Data analysis was performed using partial least squares PLS-SEM with the use of Software SmartPLS 3. The findings indicate that self-regulation acts as a mediator between mental accounting and decision satisfaction. Decision Satisfaction as First order is affected directly by the second order, which is "Good Enough", "Not Available", "Move On" and "Happy with the decision". Self-Regulation as a mediator variable positioned as First order is influenced directly by the Second order

show abstract

Note on ways of saving: mental mechanisms as tools for self-control?

Cited by 22 publications

References 66 publications

Pengaruh Kontrol Diri, Jenis Kelamin, Dan Pendapatan Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Pascasarjana Universitas Negeri Surabaya

Pengaruh Kontrol Diri, Jenis Kelamin, Dan Pendapatan Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Pascasarjana Universitas Negeri Surabaya

Self-Control Analysis of Financial Expenditure in Managing Christian Household Finance A study on housewives, Member of GPM Silo Ambon City

Self-Regulation as A Mediator Between the Effect of Mental Accounting on Decision Satisfaction of Car Purchases

Contact Info

Product

Resources

About