2015
DOI: 10.1002/jid.3196
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Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?

Abstract: We use an Ecuadorian sample to investigate if there are differences in motivations for business start-up between persons with and without disabilities. Generally, we do not document significant differences. The reason might be that we use a sample selected among customers of the microfinance bank Banco D-MIRO. Without targeted incentives, disabled microfinance customers must resemble non-disabled customers.

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Cited by 14 publications
(13 citation statements)
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“…Although there is a high presence of authors, institutions, and countries that are considered developing countries, there is also very high participation of actors and institutions from richer countries. Thus, the research article covers the gap of assuming that financial inclusion is only focused on the economic development of emerging countries or people with limited resources but also covers other groups of people present in rich countries, such as the elderly (see, e.g., [78,79]), youth (see, e.g., [80,81]) or people with disabilities (see, e.g., [82,83]). This research article is unique in the literature that shows the main characteristics of research in the Financial Inclusion, identifying the authors, journals, institutions, countries, international cooperation networks and research lines, thus helping the researchers to focus their investigations on current trends in the research field.…”
Section: Conclusion and Discussionmentioning
confidence: 99%
“…Although there is a high presence of authors, institutions, and countries that are considered developing countries, there is also very high participation of actors and institutions from richer countries. Thus, the research article covers the gap of assuming that financial inclusion is only focused on the economic development of emerging countries or people with limited resources but also covers other groups of people present in rich countries, such as the elderly (see, e.g., [78,79]), youth (see, e.g., [80,81]) or people with disabilities (see, e.g., [82,83]). This research article is unique in the literature that shows the main characteristics of research in the Financial Inclusion, identifying the authors, journals, institutions, countries, international cooperation networks and research lines, thus helping the researchers to focus their investigations on current trends in the research field.…”
Section: Conclusion and Discussionmentioning
confidence: 99%
“…Do establishment motives look different for people with disabilities compared to people without disabilities? Beisland, Mersland, and Zamore (2016) answer this question by comparing recipients, both with and without disabilities, of micro-loans in Ecuador. Among both groups, the most common reasons for starting a business were to make more money, to supplement the family income, and to be self-employed.…”
Section: Economic Motivesmentioning
confidence: 99%
“…Authors such as Bengioshu and Balta (2011) suggest that the use of people with disabilities would improve the quality of service and efficiency, thus reducing the costs of the employing company. In practice, however, discrimination by employers plays an important role in the low employment rates of people with disabilities (Beisland, Mersland and Zamore, 2016), while those who find employment tend to be do so in badly-paid jobs that require few skills (Meager and Higgins, 2011).…”
Section: Introductionmentioning
confidence: 99%