Research Advances on Financial Inclusion: A Bibliometric Analysis

Abstract

With intensifying competition in the financial system, new strategic applications are constantly being devised in the search for greater efficiency. In consequence, decisions are commonly based on locating and retaining market segments with high added value, and those which fail to supply the profitability required by the market are “excluded”. The aim of this study is to analyse the research advances made in the field of financial inclusion and the main lines of investigation currently being addressed by means of a bibliometric analysis. Among the scientific community, there is growing interest in this study area. The most assiduous in this respect are SA Asongu (the most productive author), Enterprise Development and Microfinance (the journal that has published the most articles in this field), Makerere University, Uganda (the most productive institution) and India (the country where most recent studies have taken place). Foreseeably inspiring future research, there is currently great interest in developing a more accessible financial system, especially through the use of digital money (Fintech) as an instrument to promote financial inclusion. For all this, a line of research is proposed that also includes the proposals from the 2030 Agenda for Sustainable Development and its 17 Sustainable Development Goals.

The Behavioral Role of Digital Economy Adaptation in Sustainable Financial Literacy and Financial Inclusion

“…The coefficient of determination criteria is that the acceptable R square having values 0.75, 0.50, and 0.25 describes the relatively substantial, moderate, and weak coefficient of determination (Hair et al, 2012 ; Gálvez-Sánchez et al, 2021 ). As the R square value of the financial inclusion presented in Table 4 is 0.418, it represents moderate predictive power.…”

“…The loss of aversion and financial inclusion are significantly positively related (β = 221, ρ = 0.010). People are most sensitive to losses, as they feel more distress from a loss than pleasure from an equal amount of gain (Ngoc, 2014 ; Gálvez-Sánchez et al, 2021 ). This loss aversion behavior is expected in individuals to place their money with secure investments.…”

The Main Research Characteristics of the Development of the Concept of the Circular Economy Concept: A Global Analysis and the Future Agenda

“…We used the VOSwiever tool (Sedighi, 2016;Gálvez-Sánchez et al, 2021;Meseguer-Sánchez et al, 2021) to generate network maps for each of the variables used, allowing us to group and process words.…”

Towards an Understanding of Project Finance in the Mining Sector in the Sustainability Context: A Scientometric Analysis

“…It was developed by Nees Jan van Eck and Ludo Waltman [38]. This has been used in several studies of diverse disciplines [39][40][41][42][43][44][45]. According to [41,44], given that scientometrics includes all quantitative aspects of scientific research, it has been widely used to measure the impact of scientific contributions as well as monitor scientific developments, identify emerging trends, and map science patterns that allow identifying the internal composition of a specific topic.…”