Photocatalytic nicotinamide adenine dinucleotide (NADH) regeneration coupled with enzymatic CO 2 reduction holds significance for global sustainable development. In this work, acrylonitrile-linked covalent organic frameworks (COFs) loaded on NH 2 −Ti 3 C 2 T x (MXene) forms a lawn-like TP-COFs/Ti 3 C 2 T x (TCM) photocatalyst for NADH regeneration. The optimum photocatalyst TCM-15% achieves a 95% NADH regeneration yield within 30 min. More importantly, the TCM-15% obtains 46% NADH regeneration yield without an electron mediator ([Cp*Rh-(bpy)(H 2 O)] 2+ ), even higher than that of the pure TP-COFs with an electron mediator (42%). In the presence and absence of an electron mediator, the NADH regeneration TOF values of TCM-15% were 3.69 and 1.42 h −1 , respectively, which were 4.05 and 4.90 times higher than those of pure TP-COFs. Subsequently, in the photoenzymatic catalytic cascade system, the formate formation rates reached 2380 and 543 μmol g −1 h −1 , with and without an electron mediator, respectively. This work has laid a great foundation for achieving efficient NADH regeneration and cascade enzyme catalysis without an electron mediator.